Surry County property record for 125 Commerce St, Elkin, NC 28621
| Property Type | Other Improved |
|---|---|
| Details | 720 sqft · built 1964 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000 (Nov 2014) |
| Tax Bill | $221 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 4951-18-42-2026 |
| Primary APN | 4951-18-42-2026 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 720 sqft Total Area |
| 1st Floor Area | 720 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100071128 |
|---|---|
| Street Address | 125 COMMERCE ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3416 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | B1 |
| Legal Description | COMMERCE ST |
| Legal Subdivision | ELKIN-DOWNTOWN |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 930901 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 SPENCER ST, JONESVILLE, NC 28642-9277 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on File |
| Deed Sale | Nov 14, 2014 · Amount on File |
| Prior Sale | Aug 6, 2010 · Amount on File |
| Deed Book / Page | 1500 / 1028 |
| Record Updated | Oct 29, 2026 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221.00 | $32,570 (-7.42%) Land $11,110 Building $21,460 | $32,570 (-7.42%) Land $11,110 Building $21,460 |
| 2025 | $221.00 (+23.46%) | $35,180 (+8.01%) Land $13,720 Building $21,460 | $35,180 (+8.01%) Land $13,720 Building $21,460 |
| 2023 | $179.00 | $32,570 Land $11,110 Building $21,460 | $32,570 Land $11,110 Building $21,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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