Rutherford County property record for 125 Colonial Dr, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,683 sqft · built 1972 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,750 (May 2018) |
| Tax Bill | $2,305 (2022) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1201732 |
| Primary APN | 1201732 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,683 sqft Heated Area |
| Gross Area | 2,243 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Flooring | Wood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,284 sqft (0.81 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 324 sqft |
| Patio Area | 618 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 17319 |
|---|---|
| Street Address | 125 COLONIAL DR |
| City | SPINDALE |
| State | NC |
| Zip | 28160-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | GPIN:1529104701010000; 610 COLONIAL DR |
| Legal Block | 13 |
| Legal Lot Number | 2A |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960600 |
125 Colonial Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 COLONIAL DR, SPINDALE, NC 28160-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on File |
| Deed Sale | May 9, 2018 · Amount on File |
| Deed Document Number | 0002002681 |
| Deed Book / Page | 2002 / 681 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | May 9, 2018 |
| Property Address | 125 COLONIAL DR, SPINDALE, NC 28160-4019 |
| Document Number | 0020020681 |
| Book / Page | 002002 / 000681 |
| Instrument Date | May 4, 2018 |
| Instrument | 10367 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 COLONIAL DR SPINDALE NC 281604019, SPINDALE, NC 28160-4019 |
| Document Number | 20020685 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 002002/000685 |
| Instrument | 10368 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $260,100 Land $18,000 Building $242,100 | $260,100 Land $18,000 Building $242,100 | |
| 2022 | $2,305.00 | ||
| 2021 | $2,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 125 Colonial Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet.
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