125 Colonial Dr, Spindale, NC 28160 Property Records

Rutherford County property record for 125 Colonial Dr, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,683 sqft · built 1972
Lot Size0.81 acres (35,284 sqft)
Owner2 Individual Names on File
Last Sale$98,750 (May 2018)
Tax Bill$2,305 (2022)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1201732

Property Details

APN / Parcel Number

Primary APN1201732
Alternative APN
  • 17319

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,683 sqft Heated Area
Gross Area2,243 sqft
Basement Area560 sqft
Finished Basement560 sqft
FlooringWood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,284 sqft (0.81 acres)

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Deck Area324 sqft
Patio Area618 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air

Location & Zoning

Account Number17319
Street Address125 COLONIAL DR
CitySPINDALE
StateNC
Zip28160-4019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionGPIN:1529104701010000; 610 COLONIAL DR
Legal Block13
Legal Lot Number2A
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group2
Census Block2012
Census Tract960600

Owner

125 Colonial Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Rutherford County records, as of September 13, 2023

Owner of Record2 Individual Names on File
Mailing Address125 COLONIAL DR, SPINDALE, NC 28160-4019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2018 · Amount on File
Deed SaleMay 9, 2018 · Amount on File
Deed Document Number0002002681
Deed Book / Page2002 / 681
Record UpdatedJun 7, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateMay 9, 2018
Property Address125 COLONIAL DR, SPINDALE, NC 28160-4019
Document Number0020020681
Book / Page002002 / 000681
Instrument DateMay 4, 2018
Instrument10367
Transaction TypeTransfer
Record UpdatedMay 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 COLONIAL DR SPINDALE NC 281604019, SPINDALE, NC 28160-4019

Mortgage

Document Number20020685
DateMay 9, 2018
Book Page002002/000685
Instrument10368
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 8, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$260,100 Land $18,000 Building $242,100$260,100 Land $18,000 Building $242,100
2022$2,305.00
2021$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Colonial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Colonial Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Pangaea Internet.

Nearby Properties on Colonial Dr

Nearby Streets

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