Franklin County property record for 125 Cobblestone Ave E, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 1993 |
| Lot Size | 0.15 acres (6,538 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jun 2023) |
| Tax Bill | $6,496 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-010863 |
| Primary APN | 080-010863 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 6,538 sqft (0.15 acres) |
| Lot Dimensions | 109 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 COBBLESTONE AVE E |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-4587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0000 COBBLESTONE AVE BROOKSTONE SECTION 4 LOT 111 |
| Legal Subdivision | BROOKSTONE SEC 4 |
| Legal Lot Number | 111 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 7102 |
Source: Franklin County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 COBBLESTONE AVE E, WESTERVILLE, OH 43081-4587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Jun 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD |
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/LAKEWOOD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on Record |
| Deed Sale | Jun 12, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2003 · Amount on Record |
| Deed Document Number | 202356828 |
| Prior Transfer Date | Mar 16, 2012 |
| Prior Transfer Doc | 0000045473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 125 COBBLESTONE AVE E, WESTERVILLE, OH 43081-4587 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000187037 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 202110150187037 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jun 12, 2023 |
| Property Address | 125 COBBLESTONE AVE E, WESTERVILLE, OH 43081-4587 |
| Document Number | 0000056828 |
| Map Reference | MB 77 PG 27 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 202306120056828 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | TITLE CONNECT AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 2005, MOUNT VERNON, OH 43050-7205 |
| Document Number | 0000056829 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202306120056829 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 125 COBBLESTONE AVE E, WESTERVILLE, OH 43081-4587 |
| Document Number | 0000104429 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 125 COBBLESTONE AVE E WESTERVILLE OH 430814587, WESTERVILLE, OH 43081-4587 |
| Document Number | 0000104429 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 104429 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 125 COBBLESTONE AVE E, WESTERVILLE, OH 43081-4587 |
| Document Number | 0000018312 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 125 COBBLESTONE AVE E WESTERVILLE OH 430814587, WESTERVILLE, OH 43081-4587 |
| Document Number | 0000018312 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 18312 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 6, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,310 (-) Land $28,000 Building $86,310 | $326,600 (-) Land $80,000 Building $246,600 | |
| 2024 | $6,496.00 (+3.51%) Homeowner's exemption | $114,310 (+1.3%) Land $28,000 Building $86,310 | |
| 2023 | $6,276.00 (+10.82%) Homeowner's exemption | $112,840 (+45.15%) Land $28,000 Building $84,840 | $326,600 (+47.05%) Land $80,000 Building $246,600 |
| 2022 | $5,663.00 Homeowner's exemption | $77,740 Land $15,580 Building $62,160 | |
| 2020 | $222,100 Land $44,500 Building $177,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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