125 Clyde St, Salisbury, NC 28144 Property Records

Rowan County property record for 125 Clyde St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,798 sqft · built 2023
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Oct 2023)
Tax Bill	$2,778 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051 084`

Property Details

APN / Parcel Number

Primary APN	`051 084`
Alternative APN	`374190000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,798 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	125 CLYDE ST
City	SALISBURY
State	NC
Zip	28144-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 .54AC
Legal Subdivision	CLYDE STREET
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4010
Census Tract	50800

Owner

125 Clyde St is owned and occupied by an individual who bought it in October 2023.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	125 CLYDE ST, SALISBURY, NC 28144-6731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2023	Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC
Jun 20, 2023	Warranty Deed, Transfer
Apr 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Aug 29, 2023 · Amount on File
Deed Book / Page	1431 / 328
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	125 CLYDE ST, SALISBURY, NC 28144-6731
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CLYDE ST, SALISBURY, NC 28144-6731
Investor	Possibly a Property Investor

Mortgage

Document Number	0014690111
Date	Sep 17, 2025
Book Page	1469/111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2065

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 16, 2023
Property Address	125 CLYDE ST, SALISBURY, NC 28144-6731
Document Number	0014310328
Book / Page	1431 / 328
Map Reference	MB 9995 PG 10464
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CLYDE STREET, SPENCER, NC 28159

Mortgage

Document Number	0001431329
Date	Oct 16, 2023
Instrument	1431/329

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 20, 2023
Property Address	125 CLYDE ST, SALISBURY, NC 28144-6731
Document Number	0014250169
Book / Page	1425 / 169
Map Reference	MB 9995 PG 10464
Instrument Date	Jun 19, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 E CENTER STREET EXT, LEXINGTON, NC 27292-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 26, 2022
Property Address	125 CLYDE ST, SALISBURY, NC 28144-6731
Document Number	0014000618
Book / Page	1400 / 618
Map Reference	MB 726 PG 858
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 CRESTWOOD LN, SPENCER, NC 28159-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 E CENTER STREET EXT, LEXINGTON, NC 27292-1310
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 125 Clyde St was $2,778.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,778.00	$245,879 Land $24,000 Building $221,879	$245,879 Land $24,000 Building $221,879
2023	$834.00 (+4.91%)	$73,836 (+21.85%) Land $73,836	$73,836 (+21.85%) Land $73,836
2022	$795.00	$60,595 Land $60,595	$60,595 Land $60,595

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 125 Clyde St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Clyde St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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