Calvert County property record for 125 Charles St, Solomons, MD 20688
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 8.5 ba · 5,066 sqft · built 1910 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,070,000 (May 2026) |
| Tax Bill | $10,489 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-009923 |
| Primary APN | 01-009923 |
|---|---|
| Alternative APNs |
|
| Full Baths | 8.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,066 sqft Total Area |
| 1st Floor Area | 5,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 22,215 sqft (0.51 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 650 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 009923 |
|---|---|
| Street Address | 125 CHARLES ST |
| City | SOLOMONS |
| State | MD |
| Zip | 20688 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | TC |
| Legal Description | 22,215 SF 125 CHARLES ST SOLOMONS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 860901 |
Source: Calvert County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 406, NEWBURG, MD 20664-0406 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 12, 2026 | Deed, Transfer · Conventional Mortgage VISION FINANCIAL FEDERAL CREDIT UNION |
| Mar 3, 2020 | Deed, Transfer · Line of Credit MIDCOAST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Mar 3, 2020 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 6899 / 440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 12, 2026 |
| Property Address | 125 CHARLES ST, SOLOMONS, MD 20688 |
| Document Number | 6899000440 |
| Book / Page | 6899 / 440 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 6899000445, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 6899/445 |
| Name | VISION FINANCIAL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 3, 2020 |
| Property Address | 125 CHARLES ST, SOLOMONS, MD 20688 |
| Document Number | 0055380493 |
| Book / Page | 5538 / 493 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | COMMERCIAL TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 759, SOLOMONS, MD 20688-0759 |
| Document Number | 5538500 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 5538/500 |
| Name | MIDCOAST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,489.00 (+21.16%) | $957,100 (+14.86%) | $1,019,000 (+22.28%) Land $347,100 Building $671,900 |
| 2023 | $8,657.00 | $833,300 Land $347,100 Building $486,200 | $833,300 Land $347,100 Building $486,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOLOMONS serves 3,811 people · EPA ID MD0040027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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