125 Central St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 125 Central St, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,663 sqft · built 1948
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$309,300 (Oct 2018)
Tax Bill$5,092 (2023)
Deeds & MortgagesAug 2020 Refinance
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNWSBR M:028 L:208

Property Details

APN / Parcel Number

Primary APNWSBR M:028 L:208
Alternative APNs
  • M:028 B:208
  • 1386

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,663 sqft Living Area
Gross Area3,756 sqft
1st Floor Area1,232 sqft
AtticAttic
Attic Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address125 CENTRAL ST
CityWESTBROOK
StateME
Zip04092-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Lot Number208
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2010
Census Tract2902

Owner

125 Central St is owned and occupied by two individuals who bought it in October 2018.

Source: Cumberland County and Westbrook City records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address125 CENTRAL ST, WESTBROOK, ME 04092-2701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Oct 1, 2018Quit Claim Deed, Transfer
SACO & BIDDEFORD SAVS
Mar 26, 2018Deed of Trust, Transfer
SAWIN CAPITAL LLC
Jan 17, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2018 · Amount on File
Deed SaleOct 1, 2018 · Amount on File
Prior SaleMar 27, 2018 · Amount on File
Deed Document Number201849986
Deed Book / Page35179 / 284
Transfer Doc0351790286
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address125 CENTRAL ST, WESTBROOK, ME 04092-2701
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0370380267
DateAug 11, 2020
Book Page37038/267
Instrument47894
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTBROOK ME
Recording DateOct 1, 2018
Property Address125 CENTRAL ST, WESTBROOK, ME 04092-2701
Document Number0351790284
Book / Page35179 / 0284
Instrument000000049986
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049987
DateOct 1, 2018
Instrument000000049987
Lender
NameSACO & BIDDEFORD SAVS
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2048

March 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address125 CENTRAL ST, WESTBROOK, ME 04092-2701
Document Number0347330244
Instrument DateMar 26, 2018
Transaction TypeTransfer
Record UpdatedApr 16, 2018

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address80 LONGFELLOW ST #114 WESTBROOK ME 040922696, 114, WESTBROOK, ME 04092-2696

Mortgage

Document Number0347330244
DateMar 27, 2018
Book Page034733/000244
Instrument13521
Lender
NameSAWIN CAPITAL LLC
TypeBank
AddressPORTLAND, ME 04101
Agreement
AmountAmount on Record

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTBROOK ME
Recording DateJan 17, 2018
Property Address125 CENTRAL ST, WESTBROOK, ME 04092-2701
Document Number0346000010
Book / Page034600 / 000010
Instrument DateDec 20, 2017
Instrument2551
Transaction TypeTransfer
Record UpdatedFeb 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 CENTRAL ST WESTBROOK ME 040922701, WESTBROOK, ME 04092-2701

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$5,092.00 (+10.24%)$305,300 (+19.63%) Land $80,000 Building $225,300
2022$4,619.00$255,200 Land $66,700 Building $188,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 125 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 125 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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