125 Central Ave, Madison, NJ 07940 Property Records

Morris County and Madison Borough property record for 125 Central Ave, Madison, NJ 07940

Property Summary

Property TypeSingle Family Home
Details5,184 sqft · built 2006
Lot Size0.497 acres (21,662 sqft)
Owner2 Individual Names on File
Last Sale$1,440,000 (Jun 2018)
Tax Bill$29,011 (2024)
Deeds & MortgagesMay 2019 Mortgage
Jun 2018 Sale & Mortgage
APN17-01004-0000-00004

Property Details

APN / Parcel Number

Primary APN17-01004-0000-00004
Alternative APNs
  • 1700018000000012
  • 170100400004

Interior

Stories2 Stories
Building Area5,184 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area21,662 sqft (0.497 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1700018000000012
Street Address125 CENTRAL AVE
CityMADISON
StateNJ
Zip07940-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block1004
Legal Lot Number4
JurisdictionMORRIS NJ
Township / Civil DivisionMADISON
Census Block Group1
Census Block1016
Census Tract43000

Owner

125 Central Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Morris County and Madison Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address125 CENTRAL AVE, MADISON, NJ 07940-1626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
Jun 12, 2018Grant Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2018 · Amount on File
Deed SaleJun 12, 2018 · Amount on File
Prior SaleSep 23, 2010 · Amount on File
Deed Document Number201832250
Deed Book / Page23360 / 292
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address125 CENTRAL AVE, MADISON, NJ 07940-1626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235360984
DateMay 15, 2019
Book Page23536/0984
Instrument2019023851
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMORRIS NJ
Recording DateJun 12, 2018
Property Address125 CENTRAL AVE, MADISON, NJ 07940-1626
Document Number0233600292
Book / Page023360 / 000292
Instrument DateMay 26, 2018
Instrument32250
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 CENTRAL AVE MADISON NJ 079401626, MADISON, NJ 07940-1626

Mortgage

Document Number233600298
DateJun 12, 2018
Book Page023360/000298
Instrument32251
Lender
NameGUARANTEED RATE
Address1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448
Agreement
AmountAmount on Record
Term360 Months
DueJun 11, 2048

Tax Assessment & Valuation

Source: Morris County and Madison Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityMadison Borough
Unified School DistrictMadison Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,362,000 (-) Land $338,600 Building $1,023,400$1,362,000 (-) Land $338,600 Building $1,023,400
2025$1,362,000 Land $338,600 Building $1,023,400$1,362,000 Land $338,600 Building $1,023,400
2024$29,011.00
2023$1,362,000 Land $338,600 Building $1,023,400$1,362,000 Land $338,600 Building $1,023,400
2022$27,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 125 Central Ave; there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2015–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER DEPT
serves 15,820 people · EPA ID NJ1417001
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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