125 Central Ave, Bozeman, MT 59718 Property Records

Gallatin County property record for 125 Central Ave, Bozeman, MT 59718

Property Summary

Property Type	Common Area (Residential)
Details	35,880 sqft · built 2006
Lot Size	0.99 acres (43,124 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Jun 2022 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WHTECONMST`

Property Details

APN / Parcel Number

Primary APN	`WHTECONMST`
Alternative APNs	`06-0797-14-1-15-01-7000` `R609346`

Interior

Units	44 Units
Stories	2 Stories
Building Area	35,880 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Wood
Lot Area	43,124 sqft (0.99 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WHTECONMST
Street Address	125 CENTRAL AVE
City	BOZEMAN
State	MT
Zip	59718-9619
Property Category	Other
Property Type	Other > Common Area (Residential)
Local Zoning Code	1
Legal Description	WHITEWOOD CONDO, S14, T02 S, R04 E, RAINBOW SUB LOTS 138-146 PLAT D43 CONDO MASTER
Legal Range	04E
Legal Township	02S
Legal Section	14
Legal Subdivision	WHITEWOOD CONDO
Legal Lot Number	138-146
Jurisdiction	GALLATIN MT
Township / Civil Division	GALLATIN GATEWAY
Census Block Group	3
Census Block	3014
Census Tract	1200

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	BOZEMAN, MT 59715
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST SECURITY BANK
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Jun 7, 2022
Property Address	125 CENTRAL AVE, BOZEMAN, MT 59718-9619
Document Number	0002777820
Map Reference	DOC 2254885
Instrument Date	Jun 3, 2022
Instrument	2777820
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CENTRAL AVE # J, J, BOZEMAN, MT 59718-9619

Mortgage

Document Number	0002777821
Date	Jun 7, 2022
Instrument	2777821

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	125 CENTRAL AVE, BOZEMAN, MT 59718-9619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2577142
Date	Apr 13, 2017
Instrument	2577142

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MANHATTAN, MT 59741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Secondary School District	Bozeman High School District (09 - 12)
Elementary School District	Monforton Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$712,932
2025		$712,932 (+86.17%) Land $688,962 Building $23,970
2023		$382,955 Land $360,025 Building $22,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jun 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH STAR ZOOT WATER private · serves 4,323 people · EPA ID MT0004284
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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