125 Cedar St, Fremont, CA 94539 Property Records

Alameda County property record for 125 Cedar St, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,441 sqft · built 2001
Lot Size	0.103 acres (4,477 sqft)
Owner	2 Individual Names on File
Last Sale	$838,000 (Aug 2000)
Tax Bill	$15,522 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`513-610-109`

Property Details

APN / Parcel Number

Primary APN	`513-610-109`
Alternative APN	`513-0610-109-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,441 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,477 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	125 CEDAR ST
City	FREMONT
State	CA
Zip	94539-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00002 BLK: TR: 7077
Legal Tract	7077
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2012
Census Tract	443104

Owner

125 Cedar St is owned and occupied by two individuals who bought it in August 2000.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 CEDAR ST, FREMONT, CA 94539-5864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · ARM GENERAL MORTGAGE CAPITAL CORP
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2000 · Amount on File
Deed Sale	Aug 4, 2000 · Amount on File
Deed Document Number	2000232826
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	125 CEDAR ST, FREMONT, CA 94539-5864
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085746
Date	Apr 17, 2017
Instrument	2017085746

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	125 CEDAR ST, FREMONT, CA 94539-5864
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054510
Date	Mar 5, 2020
Instrument	2020054510

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,280,888 (+1.45%) Land $386,366 Building $901,522
2025	$15,522.00 (+7.91%) Homeowner's exemption	$1,262,638 (+4.04%) Land $378,791 Building $883,847
2023	$14,384.00 Homeowner's exemption	$1,213,616 Land $364,085 Building $849,531	$2,253,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Cedar St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Cedar St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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