125 Cedar Ln, Morganton, GA 30560 Property Records

Fannin County property record for 125 Cedar Ln, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,996 sqft · built 1980
Lot Size	2.03 acres (88,427 sqft)
Owner	Company Name on File
Tax Bill	$1,250 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0023 016F`

Property Details

APN / Parcel Number

Primary APN	`0023 016F`
Alternative APN	`2608`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,996 sqft Heated Area
Basement Area	749 sqft
Finished Basement	749 sqft
Unfinished Basement	749 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Deck Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2608
Street Address	125 CEDAR LN
City	MORGANTON
State	GA
Zip	30560-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL290 LT 6&7 DB1398-538* 2.03 ACS
Legal Subdivision	ZONE 5 RURAL
Legal Lot Number	6,7
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2022
Census Tract	50500

Owner

Source: Fannin County records · APN 0023 016F

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	16035 OLD HIGHWAY 76, MORGANTON, GA 30560-3931
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 12, 2022	Warranty Deed, Transfer
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIM HOA LE THAI
Jan 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2026
Deed Sale	May 21, 2026
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Book / Page	1704 / 50
Prior Transfer Date	Jun 14, 2002
Prior Transfer Doc	0452000210
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 21, 2026
Property Address	125 CEDAR LN, MORGANTON, GA 30560-3703
Document Number	1704000050
Book / Page	1704 / 50
Instrument Date	May 16, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16035 OLD HIGHWAY 76, MORGANTON, GA 30560-3931

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	125 CEDAR LN, MORGANTON, GA 30560-3703
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CEDAR RDG, BLUE RIDGE, GA 30513-5880

Mortgage

Document Number	0000001498/0000000408
Date	Apr 13, 2022
Book Page	0000001498/0000000408

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 01, 2020

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 12, 2022
Property Address	125 CEDAR LN, MORGANTON, GA 30560-3703
Document Number	001498/405
Book / Page	1498 / 405
Instrument Date	Apr 12, 2022
Instrument	2022-001287
Transaction Type	Transfer
Record Updated	May 09, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16035 OLD HIGHWAY 76, MORGANTON, GA 30560-3931
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	125 CEDAR LN, MORGANTON, GA 30560-3703
Transaction Type	Mortgage
Record Updated	Jul 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CEDAR RDG, BLUE RIDGE, GA 30513-5880

Mortgage

Document Number	0000001398/0000000540
Date	Jan 14, 2021
Book Page	0000001398/0000000540
Instrument	002563350005

Lender

Name	LIM HOA LE THAI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2031

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jan 12, 2021
Property Address	125 CEDAR LN, MORGANTON, GA 30560-3703
Document Number	001398/538
Book / Page	1398 / 538
Instrument Date	Jan 12, 2021
Instrument	2021-000104
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CEDAR LN, MORGANTON, GA 30560-3703

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (-23.12%)	$137,775 (+22.36%) Land $14,770 Building $123,005	$344,439 (+22.36%) Land $36,926 Building $307,513
2023		$112,598 (-2.95%) Land $14,770 Building $97,828	$281,495 (-2.95%) Land $36,926 Building $244,569
2022	$1,626.00	$116,020 Land $14,770 Building $101,250	$290,051 Land $36,926 Building $253,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ellijay Telephone Company Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 59 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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