125 Cavenrock Ct, Frederick, MD 21702 Property Records

Frederick County property record for 125 Cavenrock Ct, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,248 sqft · built 2002
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Aug 2011)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-208423`

Property Details

APN / Parcel Number

Primary APN	`02-208423`
Alternative APNs	`2208423` `208423`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Porch	Open Porch
Porch Area	32 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	208423
Street Address	125 CAVENROCK CT
City	FREDERICK
State	MD
Zip	21702-5118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 7103 PLAT 15 1,600 SQ. FT. TASKERS CHANCE
Legal Subdivision	TASKERS CHANCE
Legal Lot Number	7103
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 CAVENROCK CT, FREDERICK, MD 21702-5118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2011 · Amount on Record
Deed Sale	Aug 16, 2011 · Amount on Record
Prior Sale	Aug 16, 2011 · Amount on Record
Deed Book / Page	8476 / 1
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 CAVENROCK CT, FREDERICK, MD 21702-5118
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CAVENROCK CT, FREDERICK, MD 21702-5118

Mortgage

Document Number	0177330490
Date	Feb 20, 2026
Book Page	17733/490

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 CAVENROCK CT, FREDERICK, MD 21702-5118
Document Number	0139730050
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CAVENROCK CT FREDERICK MD 217025118, FREDERICK, MD 21702-5118

Mortgage

Document Number	0139730050
Date	Jul 27, 2020
Book Page	013973/000050

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,367 (+28.29%)	$390,100 (+15.41%) Land $70,000 Building $320,100
2025	$5,344.00 (+12.41%)
2023	$4,754.00 Homeowner's exemption	$277,000	$338,000 Land $70,000 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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