Iredell County property record for 125 Cain Rd, Stony Point, NC 28678
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2022) |
| Tax Bill | $1,090 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3796-00-6693.000 |
| Primary APN | 3796-00-6693.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,552 sqft Heated Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Width | 109 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 284 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80097197 |
|---|---|
| Street Address | 125 CAIN RD |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9165 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA |
| Legal Description | L2 CAIN ROAD EST PB 32-109 44-118 PH 1 |
| Legal Subdivision | CAIN ROAD |
| Legal Lot Number | 2 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61101 |
125 Cain Rd, a mobile home, is owned and occupied by an individual who bought it in October 2022.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 CAIN RD, STONY POINT, NC 28678-9165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 21, 2019 | Warranty Deed, Transfer · Conventional with PMI STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on File |
| Deed Sale | Oct 27, 2022 · Amount on File |
| Prior Sale | Mar 21, 2019 · Amount on File |
| Deed Book / Page | 2955 / 2172 |
| Prior Transfer Date | Dec 5, 2011 |
| Prior Transfer Doc | 21550534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 125 CAIN RD, STONY POINT, NC 28678-9165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0028962314 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 2896/2314 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Oct 27, 2022 |
| Property Address | 125 CAIN RD, STONY POINT, NC 28678-9165 |
| Document Number | 0029552172 |
| Book / Page | 2955 / 2172 |
| Map Reference | MB 32 PG 109 |
| Instrument Date | Oct 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 HOLDEN CT, HOLLY RIDGE, NC 28445-2304 |
| Name | Verified Name |
|---|---|
| Address | 125 CAIN RD, STONY POINT, NC 28678-9165 |
| Document Number | 0029552175 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2955/2175 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Mar 21, 2019 |
| Property Address | 125 CAIN RD, STONY POINT, NC 28678-9165 |
| Document Number | 2608520 |
| Book / Page | 002608 / 000520 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 CAIN RD STONY POINT NC 286789165, STONY POINT, NC 28678-9165 |
| Document Number | 2608523 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 002608/000523 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2034 |
The 2025 property tax bill for 125 Cain Rd was $1,090.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,600 (-) Land $18,000 Building $156,600 | $174,600 (-) Land $18,000 Building $156,600 | |
| 2025 | $1,090.00 | $174,600 (-) Land $18,000 Building $156,600 | $174,600 (-) Land $18,000 Building $156,600 |
| 2024 | $1,090.00 | $174,600 (-) Land $18,000 Building $156,600 | $174,600 (-) Land $18,000 Building $156,600 |
| 2023 | $1,090.00 (+68.47%) | $174,600 (+86.6%) Land $18,000 Building $156,600 | $174,600 (+86.6%) Land $18,000 Building $156,600 |
| 2022 | $647.00 | $93,570 Land $14,000 Building $79,570 | $93,570 Land $14,000 Building $79,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Cain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Cain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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