125 Burt Rd, Cold Brook, NY 13324 Property Records

Herkimer County and Norway Town property record for 125 Burt Rd, Cold Brook, NY 13324

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,280 sqft · built 1993
Lot Size	41 acres (1,785,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$500 (Oct 2002)
Tax Bill	$6,739 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance + 1 more
APN	`214000 084.4-1-5.3`

Property Details

APN / Parcel Number

Primary APN	`214000 084.4-1-5.3`
Alternative APNs	`400008400400010053000000` `160791630`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	1,785,960 sqft (41 acres)
Lot Width	2,424 ft Width
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	160791630
Street Address	125 BURT RD
City	COLD BROOK
State	NY
Zip	13324-2020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	07 - MIXED
Legal Block	1
Legal Lot Number	5.300
Jurisdiction	HERKIMER NY
Township / Civil Division	NORWAY
Census Block Group	2
Census Block	2029
Census Tract	11400

Owner

Source: Herkimer County and Norway Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 BURT RD, COLD BROOK, NY 13324-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
Dec 4, 2017	Deed of Trust, Mortgage FIRST SOURCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2002 · Amount on Record
Deed Sale	Oct 22, 2002 · Amount on Record
Prior Sale	May 17, 1993 · Amount on Record
Deed Book / Page	914 / 645
Prior Transfer Date	Oct 17, 2002
Prior Transfer Doc	0914000649
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	125 BURT RD, COLD BROOK, NY 13324-2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213110
Date	Jun 10, 2021
Instrument	2021-3110

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	125 BURT RD, COLD BROOK, NY 13324-2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213111
Date	Jun 10, 2021
Instrument	2021-3111

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	125 BURT RD, COLD BROOK, NY 13324-2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20176367
Date	Dec 4, 2017
Instrument	RP2017-6367

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Herkimer County and Norway Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Norway Town
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,739.00 (+5.81%) Homeowner's exemption
2025	$6,369.00 (-3%)	$165,000 (-) Land $26,300 Building $138,700	$410,959 (+22.04%) Land $65,504 Building $345,455
2023		$165,000 Land $26,300 Building $138,700	$336,735 Land $53,674 Building $283,061
2020	$6,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

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