125 Broadway Ave, Tryon, NC 28782 Property Records

Polk County property record for 125 Broadway Ave, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,273 sqft · built 1910
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2019)
Tax Bill	$1,613 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T5-C6`

Property Details

APN / Parcel Number

Primary APN	`T5-C6`
Alternative APN	`57040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Building Area	1,273 sqft Finished Area
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57040
Street Address	125 BROADWAY AVE
City	TRYON
State	NC
Zip	28782-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	0.34 ACRE, 0T57 TRYON AREA 57
Legal Subdivision	TRYON AREA 57
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4019
Census Tract	920304

Owner

125 Broadway Ave is owned and occupied by an individual who acquired it in September 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 15, 2021	Intrafamily Transfer, Transfer
Sep 15, 2021	Intrafamily Transfer, Transfer
May 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED FEDERAL CREDIT UNION
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Book / Page	440 / 2220
Last Transfer Date	Sep 3, 2021
Transfer Doc	463/430
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000002026
Date	Jun 5, 2018
Book Page	0000000433/0000002026

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000466/886
Date	Dec 27, 2021
Book Page	466/886

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Sep 15, 2021
Property Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Document Number	463/430
Book / Page	463 / 430
Map Reference	FILE D PG 419
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BROADWAY AVE, TRYON, NC 28782-3701

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Sep 15, 2021
Property Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Document Number	463/433
Book / Page	463 / 433
Map Reference	MB 440 PG 2220
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BROADWAY ST, TRYON, NC 28782

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 30, 2019
Property Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Document Number	00440/2220
Book / Page	440 / 2220
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004402223
Date	May 30, 2019
Instrument	440/2223

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	00440/2220
Date	May 30, 2019
Book Page	440/2220

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 23, 2017
Property Address	125 BROADWAY AVE, TRYON, NC 28782-3701
Document Number	00425/1465
Book / Page	425 / 1465
Instrument Date	Mar 14, 2017
Instrument	004641470003
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 WALNUT ST, 411, GREEN COVE SPRINGS, FL 32043-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BROADWAY, TRYON, NC 28782

Mortgage

Document Number	00425/1468
Date	Mar 23, 2017
Book Page	425/1468
Instrument	004641480014

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 125 Broadway Ave was $1,613.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,613.00	$348,465 (-) Land $51,000 Building $297,465	$348,465 (-) Land $51,000 Building $297,465
2025	$1,613.00	$348,465 Land $51,000 Building $297,465	$348,465 Land $51,000 Building $297,465
2023	$1,147.00	$200,320 Land $28,900 Building $171,420
2021			$200,320 Land $28,900 Building $171,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Broadway Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Broadway Ave is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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