Montgomery County property record for 125 Boyce Rd, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,956 sqft · built 1964 |
| Lot Size | 0.438 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (Sep 2026) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-00213-0003 |
| Primary APN | O68-00213-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 19,166 sqft (0.438 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 BOYCE RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-2475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 691 CONCEPT 3 SEC 8 |
| Legal Subdivision | CONCEPT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40302 |
125 Boyce Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Montgomery County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Oct 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH |
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH |
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on File |
| Deed Sale | Sep 22, 2026 · Amount on File |
| Deed Document Number | 202656825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 22, 2026 |
| Property Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Document Number | 0000056825 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202656825 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,446.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Document Number | 0000056826, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202656826 |
| Name | NORTHERN MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Document Number | 0000047571 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 BOYCE RD DAYTON OH 454582475, DAYTON, OH 45458-2475 |
| Document Number | 0000047571 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 47571 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 16, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Document Number | 0000071081 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 BOYCE RD DAYTON OH 454582475, DAYTON, OH 45458-2475 |
| Document Number | 0000071081 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 71081 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227-1115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Document Number | 0000067739 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 BOYCE RD DAYTON OH 454582475, DAYTON, OH 45458-2475 |
| Document Number | 0000067739 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 67739 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 125 BOYCE RD, DAYTON, OH 45458-2475 |
| Document Number | 0000067738 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 BOYCE RD DAYTON OH 454582475, DAYTON, OH 45458-2475 |
| Document Number | 0000067738 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 67738 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2032 |
The 2025 property tax bill for 125 Boyce Rd was $4,651.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 | $83,450 Land $14,390 Building $69,060 | $238,400 Land $41,100 Building $197,300 |
| 2024 | $4,651.00 (+7.74%) | ||
| 2023 | $4,317.00 (+12.8%) | $83,450 (+36.92%) Land $14,390 Building $69,060 | $238,400 Land $41,100 Building $197,300 |
| 2022 | $3,827.00 | $60,950 Land $10,500 Building $50,450 | |
| 2020 | $174,130 Land $30,000 Building $144,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 125 Boyce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 125 Boyce Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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