Dubuque County property record for 125 Bluff St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1910 |
| Lot Size | 0.04 acres (1,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Apr 2023) |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-260-012 |
| Primary APN | 10-25-260-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Upper Floors Area | 648 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,760 sqft (0.04 acres) |
| Lot Dimensions | 110 ft deep x 16 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 50 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 125 BLUFF ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-7651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | M 16'9" OF LOT 8 OF CITY LOT 601 |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 8,601 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 702 |
Source: Dubuque County records · APN 10-25-260-012
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit DUBUQUE BANK & TRUST CO |
| Apr 11, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Oct 09, 2019 · Amount on Record |
| Deed Document Number | 20233065 |
| Prior Transfer Date | Jul 29, 2014 |
| Prior Transfer Doc | 0000008187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009092 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-00009092 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 30, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003066 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-00003066 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Oct 09, 2019 |
| Property Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Document Number | 0000012238 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2019-00012238 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Document Number | 0000012240 |
|---|---|
| Date | Oct 09, 2019 |
| Instrument | 2019-00012240 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Oct 30, 2018 |
| Property Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Document Number | 0000012824 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018-00012824 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 BLUFF ST, DUBUQUE, IA 52001-7651 |
| Document Number | 0000012825 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 2018-00012825 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2033 |
Source: Dubuque County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950.00 Homeowner's exemption | $179,000 (+17.53%) Land $9,500 Building $169,500 | $179,000 (+17.53%) Land $9,500 Building $169,500 |
| 2024 | $1,950.00 (+2.63%) | ||
| 2023 | $152,300 (+38.23%) Land $9,100 Building $143,200 | $152,300 (+38.23%) Land $9,100 Building $143,200 | |
| 2022 | $1,900.00 | $110,180 Land $9,060 Building $101,120 | |
| 2021 | $110,180 Land $9,060 Building $101,120 |
Source: FEMA National Flood Hazard Layer as of August 9, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cathedral Historic District (Boundary Increase) listed 2013 · 16 contributing resources · NRIS 13000066 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Comelec Services, Hawkeye Topco Holdings, Verizon.
Based on FCC filings for 497 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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