125 Bear Hug Way, Sylva, NC 28779 Property Records

Jackson County property record for 125 Bear Hug Way, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,488 sqft · built 2012
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (May 2022)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7539-00-1440`

Property Details

APN / Parcel Number

Primary APN	`7539-00-1440`
Alternative APN	`179927`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Logs
Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	272 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	125 BEAR HUG WAY
City	SYLVA
State	NC
Zip	28779-5756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 WILDCAT COVE
Legal Subdivision	WILDCAT COVE
Legal Lot Number	23
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3910 CHARMAL PL, CHARLOTTE, NC 28226-6376
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · ARM HOMEBRIDGE FINANCIAL SERVICES INC
May 24, 2022	Warranty Deed, Transfer
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Oct 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Book / Page	2335 / 869
Prior Transfer Date	Jan 11, 2012
Prior Transfer Doc	0019430489
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	125 BEAR HUG WAY, SYLVA, NC 28779-5756
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021861833
Date	Apr 12, 2017
Book Page	2186/1833

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	5%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 24, 2022
Property Address	125 BEAR HUG WAY, SYLVA, NC 28779-5756
Document Number	0023350869
Book / Page	2335 / 869
Map Reference	CAB 13 SL 723
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1413 ARECA PALM DR, 1413, PORT ORANGE, FL 32128-6695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 CHARMAL PL, CHARLOTTE, NC 28226-6376

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	125 BEAR HUG WAY, SYLVA, NC 28779-5756
Document Number	0022331229
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	125 BEAR HUG WAY SYLVA NC 287795756, SYLVA, NC 28779-5756

Mortgage

Document Number	0022331229
Date	Mar 19, 2019
Book Page	002233/001229

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 30, 2017
Property Address	125 BEAR HUG WAY, SYLVA, NC 28779-5756
Document Number	0022000287
Book / Page	002200 / 000287
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 ARECA PALM DR PORT ORANGE FL 321286695, PORT ORANGE, FL 32128-6695

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,828 (+3.9%) Land $49,810 Building $405,018
2025	$1,663.00 (+52.15%)	$437,749 (+52.09%) Land $49,810 Building $387,939
2023	$1,093.00	$287,820 Land $29,630 Building $258,190

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Sky Fi, Spectrum, T-Mobile.

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