125 Beam St, Lawndale, NC 28090 Property Records

Cleveland County property record for 125 Beam St, Lawndale, NC 28090

Property Summary

Property Type	Single Family Home
Details	2,646 sqft · built 1963
Lot Size	0.401 acres (17,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34929`

Property Details

APN / Parcel Number

Primary APN	`34929`
Alternative APN	`1342873`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,646 sqft Finished Area
Basement Area	1,721 sqft
Finished Basement	796 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	598 sqft
Carport	Carport
Carport Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1342873
Street Address	125 BEAM ST
City	LAWNDALE
State	NC
Zip	28090-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	LOT 11 BEAM PROP
Legal Subdivision	BEAM
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1015
Census Tract	950200

Owner

Source: Cleveland County records · APN 34929

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 BEAM ST, LAWNDALE, NC 28090-9143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE OZARKS
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	125 BEAM ST, LAWNDALE, NC 28090-9143
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017800816
Date	Nov 13, 2018
Book Page	1780/0816
Instrument	200020164

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LAWNDALE, NC 28090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 14, 2021
Property Address	125 BEAM ST, LAWNDALE, NC 28090-9143
Document Number	0018511569
Book / Page	1851 / 1569
Instrument Date	Sep 13, 2021
Instrument	200061106
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BEAM ST, LAWNDALE, NC 28090-9143

Mortgage

Document Number	0018511572
Date	Sep 14, 2021
Instrument	1851/1572

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,000 (-) Land $13,500 Building $210,500	$224,000 (-) Land $13,500 Building $210,500
2025	$1,534.00	$224,000 (+62.32%) Land $13,500 Building $210,500	$224,000 (+62.32%) Land $13,500 Building $210,500
2023		$138,003 Land $10,800 Building $127,203	$138,003 Land $10,800 Building $127,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 40 locations within half a mile of this property.

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