125 Bay Bridge Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 125 Bay Bridge Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,604 sqft · built 2007
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jan 2023)
Tax Bill	$5,424 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`172406-0340`

Property Details

APN / Parcel Number

Primary APN	`172406-0340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	1,857 sqft
1st Floor Area	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	68 sqft
Deck Area	88 sqft
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 BAY BRIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58/89-92 SERENITY BAY LOT 34 OR5699/349
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	SERENITY BAY
Legal Block	1
Legal Lot Number	34
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1041
Census Tract	21410

Owner

125 Bay Bridge Dr is owned and occupied by an individual who bought it in January 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	125 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COAST MORTGAGE FUNDING LLC
Oct 6, 2017	Warranty Deed, Transfer · Loan Assumption FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023 · Amount on File
Deed Sale	Jan 25, 2023 · Amount on File
Prior Sale	Oct 6, 2017 · Amount on File
Deed Document Number	20236145
Deed Book / Page	5699 / 349
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 25, 2023
Property Address	125 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6609
Document Number	0056990349
Book / Page	5699 / 349
Map Reference	MB 58 PG 89-92
Instrument Date	Jan 25, 2023
Instrument	2023006145
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 MARSH POINT CIR, ST AUGUSTINE, FL 32080-5864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BAY BRIDGE DR, ST AUGUSTINE, FL 32080-6609

Mortgage

Document Number	0005699351
Date	Jan 25, 2023
Instrument	5699/351

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 6, 2017
Property Address	125 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6609
Document Number	0044450343
Book / Page	4445 / 0343
Map Reference	MB58 PG89-92
Instrument Date	Oct 5, 2017
Instrument	2017068173
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PARADISE TITL OF ST AGUSTIBN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 HOYT MILL RD, 67, MOULTONBOROUGH, NH 03254-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 REBEL DR, PEWEE VALLEY, KY 40056-9072

Mortgage

Document Number	2017068174
Date	Oct 6, 2017
Instrument	2017068174

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 125 Bay Bridge Dr was $5,424 with a homeowner's exemption, up 8.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,523 (+2.7%)	$381,946 (+4.17%) Land $110,000 Building $271,946
2025	$5,424.00 (+8.74%) Homeowner's exemption	$344,229	$366,661 Land $110,000 Building $256,661
2024	$4,988.00 (+4.22%)
2023	$4,786.00 (-0.31%)	$327,398 (-9.63%)	$327,398 (-9.63%) Land $100,000 Building $227,398
2022	$4,801.00	$362,281	$362,281 Land $106,400 Building $255,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Bay Bridge Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Bay Bridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Bay Bridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures