Currituck County property record for 125 Barnard Rd, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,138 sqft · built 2004 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Aug 2025) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9912-87-0037 |
| Primary APN | 9912-87-0037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 30 ft deep x 11.3 ft wide |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000118562 |
|---|---|
| Street Address | 125 BARNARD RD |
| City | GRANDY |
| State | NC |
| Zip | 27939-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | LOT 5 STEEPLE CHASE |
| Legal Subdivision | STEEPLE CHASE |
| Legal Lot Number | 5 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 110401 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 20, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 20, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2009 · Amount on Record |
| Deed Document Number | 2025397551 |
| Deed Book / Page | 1822 / 668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0016210928 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 1621/928 |
| Instrument | 364198 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0016390934 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 1639/934 |
| Instrument | 367098 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BARCO, NC 27917 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Aug 29, 2025 |
| Property Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Document Number | 0018220668 |
| Book / Page | 1822 / 668 |
| Map Reference | CAB D SL 105 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 397551 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Document Number | 0000397552 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 397552 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.02% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.02% |
| Max Rate At Change | 8.02% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014370774 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 1437/774 |
| Instrument | 334793 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | NAGS HEAD, NC 27959 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Feb 20, 2018 |
| Property Address | 125 BARNARD RD, GRANDY, NC 27939-9629 |
| Document Number | 0014340546 |
| Book / Page | 001434 / 000546 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 334179 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 125 BARNARD RD GRANDY NC 279399629, GRANDY, NC 27939-9629 |
| Document Number | 14340548 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 001434/000548 |
| Instrument | 334180 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+4.19%) | $290,500 (-) Land $64,600 Building $225,900 | |
| 2023 | $2,006.00 (+26.88%) | $290,500 (-) Land $64,600 Building $225,900 | $290,500 (-) Land $64,600 Building $225,900 |
| 2022 | $1,581.00 | $290,500 Land $64,600 Building $225,900 | $290,500 (-) Land $64,600 Building $225,900 |
| 2021 | $290,500 Land $64,600 Building $225,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 86 (1993–2019) |
| Claims Outside the SFHA | 5 of 86 |
| Most Recent Claim | Apr 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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