Mille Lacs County property record for 125 8th St NW, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 621 sqft · built 1925 |
| Lot Size | 0.349 acres (15,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 2015) |
| Tax Bill | $1,186 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-360-0240 |
| Primary APN | 21-360-0240 |
|---|
| Building Area | 621 sqft Living Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 15,230 sqft (0.349 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 192 sqft |
| Street Address | 125 8TH ST NW |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & LOTS 5 & 6 BLK 4 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | HIGHLAND PARK ADDITION TO MILACA |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 170500 |
125 8th St NW is owned and occupied by two individuals who bought it in January 2015.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 8TH ST NW, MILACA, MN 56353-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING INC |
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING INC |
| Oct 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2015 · Amount on File |
| Deed Sale | Jan 12, 2015 · Amount on File |
| Prior Sale | May 17, 2005 · Amount on File |
| Deed Document Number | 2015388210 |
| Prior Transfer Date | Jan 17, 2007 |
| Prior Transfer Doc | 338675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 125 8TH ST NW, MILACA, MN 56353-1727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | A426881 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | A426881 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 125 8TH ST NW, MILACA, MN 56353-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A413533 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | A413533 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 125 8TH ST NW, MILACA, MN 56353-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A413533 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | A413533 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 125 8TH ST NW, MILACA, MN 56353-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A419872 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | A419872 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 125 8th St NW was $1,186, up 14% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,186.00 (+14.04%) | $119,400 (+1.36%) Land $36,000 Building $83,400 | $119,400 (+1.36%) Land $36,000 Building $83,400 |
| 2025 | $1,040.00 Homeowner's exemption | $117,800 Land $32,000 Building $85,800 | $117,800 Land $32,000 Building $85,800 |
| 2023 | $1,024.00 | $102,400 Land $28,000 Building $74,400 | $102,400 Land $28,000 Building $74,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 8th St NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 8th St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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