125 7th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 125 7th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1978
Owner	Individual Name on File
Last Sale	$127,000 (Jun 2018)
Tax Bill	$636 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-16C-13`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-16C-13`
Alternative APN	`20380`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Porch	Open Porch
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20380
Old Parcel Number	3A3-1-16C-13
Street Address	125 7TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOTS 13, 14 & 15 BK 16C DB 908 PG 1427
Legal Subdivision	CLASSIC SHORE
Legal Block	16C
Legal Lot Number	13-15 14
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

125 7th St is owned by an individual who bought it in June 2018.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1112 WILKES ST, ALEXANDRIA, VA 22314-3538
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Deed Document Number	0009081427
Deed Book / Page	908 / 1427
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	125 7TH ST, COLONIAL BEACH, VA 22443-1603
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09392129
Date	Jan 27, 2021
Instrument	09392129

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.63%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 29, 2018
Property Address	125 7TH ST, COLONIAL BEACH, VA 22443-1603
Document Number	0009081427
Instrument Date	Jun 27, 2018
Instrument	9081427
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FOOTE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 WILKES ST, ALEXANDRIA, VA 22314-3538

Mortgage

Document Number	0009081429
Date	Jun 29, 2018
Instrument	9081429

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 125 7th St was $636.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00	$151,600 Land $47,500 Building $104,100	$151,600 Land $47,500 Building $104,100
2023		$151,600 Land $47,500 Building $104,100	$151,600 Land $47,500 Building $104,100
2022	$606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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