125 4th St, Wilmette, IL 60091 Property Records

Cook County property record for 125 4th St, Wilmette, IL 60091

Property Summary

Property Type	Vacant Land
Lot Size	0.86 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,360,000 (May 2022)
Tax Bill	$2,340 (2023)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-303-018`

Property Details

APN / Parcel Number

Primary APN	`05-35-303-018`
Alternative APN	`05-35-303-018-0000`

Exterior

Lot Area	3,750 sqft (0.86 acres)

Location & Zoning

Street Address	125 4TH ST
City	WILMETTE
State	IL
Zip	60091-3409
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	(GREGORYS) SUB OF SH OF LTS26-28 OF SUB OF BAXTERS SH ARE OF S SEC OF OUILMETTE RESERVATION SEC 35-42-13
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	GREGORYS SUB
Legal Block	1
Legal Lot Number	26-28
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2030
Census Tract	801300

Owner

125 4th St, vacant land, is owned and occupied by two individuals who bought it in May 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 4TH ST, WILMETTE, IL 60091-3409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 6, 2018	Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 26, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Apr 17, 2018	Warranty Deed, Transfer · ARM ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	20227106
Prior Transfer Date	Apr 21, 1995
Prior Transfer Doc	0000000982
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	125 4TH ST, WILMETTE, IL 60091-3409
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013928062
Date	May 19, 2021
Instrument	2113928062

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	125 4TH ST, WILMETTE, IL 60091-3409
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015708147
Date	Jun 6, 2018
Instrument	1815708147

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 5, 2022
Property Address	125 4TH ST, WILMETTE, IL 60091-3409
Document Number	0012507106
Instrument Date	Apr 22, 2022
Instrument	2212507106
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 4TH ST, WILMETTE, IL 60091-3409

Mortgage

Document Number	0012507107
Date	May 5, 2022
Instrument	2212507107

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	125 4TH ST, WILMETTE, IL 60091-3409
Document Number	1903247343
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	RAVENSWOOD TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 4TH ST WILMETTE IL 600913409, WILMETTE, IL 60091-3409

Mortgage

Document Number	1903247343
Date	Feb 1, 2019
Instrument	3247343

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 17, 2018
Property Address	125 4TH ST, WILMETTE, IL 60091-3409
Document Number	0010742065
Instrument Date	Apr 3, 2018
Instrument	1810742065
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 4TH ST, WILMETTE, IL 60091-3409

Mortgage

Document Number	0010742067
Date	Apr 17, 2018
Instrument	1810742067

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,188 Land $12,188	$121,880 Land $121,880
2023	$2,340.00 (+5.69%)
2022	$2,214.00	$10,312 Land $10,312	$103,120 Land $103,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 125 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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