125 3rd St, Winter Haven, FL 33881 Property Records

Polk County property record for 125 3rd St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1956
Lot Size	0.218 acres (9,487 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2021)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354300-000430`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354300-000430`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,162 sqft
1st Floor Area	924 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	9,487 sqft (0.218 acres)
Lot Dimensions	115 ft deep x 82 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,015 sqft
Carport	Carport
Carport Area	2,015 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	328 sqft
Shed	1 Shed
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	125 3RD ST
City	WINTER HAVEN
State	FL
Zip	33881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JAN PHYL VILLAGE UNIT 2 PB 37 PG 50 LOT 43
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 02
Legal Tract	354300
Legal Block	1
Legal Lot Number	43
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1016
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 3RD JPV ST, WINTER HAVEN, FL 33880-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	2021261058
Deed Book / Page	11926 / 1165
Prior Transfer Date	Dec 28, 2010
Prior Transfer Doc	0000206073
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 6, 2021
Property Address	125 3RD ST, WINTER HAVEN, FL 33881
Document Number	0000261058
Book / Page	11926 / 1165
Map Reference	MB 37 PG 50
Instrument Date	Oct 4, 2021
Instrument	2021261058
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	REAL ESTATE CLOSING AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 LAKE DAISY DR, 454, WINTER HAVEN, FL 33884-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 3RD ST SW, WAHNETA, FL 33880
Investor	Possibly a Property Investor

Mortgage

Document Number	0119261167
Date	Oct 6, 2021
Instrument	11926/1167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,519 (-2.33%) Land $31,000 Building $130,519	$161,519 (-2.33%) Land $31,000 Building $130,519
2025	$2,138.00 (-20.46%)	$165,368 (-0.75%) Land $31,000 Building $134,368	$165,368 (-0.75%) Land $31,000 Building $134,368
2023	$2,688.00 (+9.27%)	$166,615 (+11.75%) Land $30,000 Building $136,615	$166,615 (+11.75%) Land $30,000 Building $136,615
2022	$2,460.00	$149,099 Land $25,000 Building $124,099	$149,099 Land $25,000 Building $124,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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