125 2nd St, Windsor, CA 95492 Property Records

Sonoma County property record for 125 2nd St, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2002
Lot Size	0.149 acres (6,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,500 (May 2020)
Tax Bill	$8,265 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`164-040-057-000`

Property Details

APN / Parcel Number

Primary APN	`164-040-057-000`
Alternative APN	`164-040-057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	6,498 sqft (0.149 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	164-040-057
Street Address	125 2ND ST
City	WINDSOR
State	CA
Zip	95492-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	2007 FM PTN 164-040-019 LOT 1 PER PM 03-36
Legal Subdivision	TOWN OF WINDSOR
Legal Block	2
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2001
Census Tract	153806

Owner

Source: Sonoma County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 2ND ST, WINDSOR, CA 95492-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION
Dec 3, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
May 8, 2020	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Feb 6, 2014 · Amount on Record
Deed Document Number	202034950
Prior Transfer Date	Aug 31, 2010
Prior Transfer Doc	0000074866
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Apr 17, 2026
Property Address	125 2ND ST, WINDSOR, CA 95492-9003
Document Number	0000018641
Instrument Date	Apr 10, 2026
Instrument	202618641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	125 2ND ST, WINDSOR, CA 95492-9003

Mortgage

Document Number	0000018641,
Date	Apr 17, 2026
Instrument	202618641

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2051

Interest

Rate	6.11%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	125 2ND ST, WINDSOR, CA 95492-9003
Document Number	0000116690
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 2ND ST WINDSOR CA 954929003, WINDSOR, CA 95492-9003

Mortgage

Document Number	0000116690
Date	Dec 8, 2020
Instrument	116690

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	May 8, 2020
Property Address	125 2ND ST, WINDSOR, CA 95492-9003
Document Number	0000034950
Map Reference	MB 702 PG 45-47
Instrument Date	Apr 28, 2020
Instrument	2020034950
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 2ND ST, WINDSOR, CA 95492-9003

Mortgage

Document Number	0000034951
Date	May 8, 2020
Instrument	2020034951

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	125 2ND ST, WINDSOR, CA 95492-9003
Document Number	0000047453
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	NORTHCOAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 2ND ST WINDSOR CA 954929003, WINDSOR, CA 95492-9003

Mortgage

Document Number	0000047453
Date	Jun 19, 2017
Instrument	47453

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 18, 2042

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,265.00 (+4.28%) Homeowner's exemption	$695,991 (+4.04%) Land $278,330 Building $417,661
2023	$7,926.00 (+1.77%) Homeowner's exemption	$668,967 Land $267,523 Building $401,444
2022	$7,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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