125 2nd Ave SE, Elgin, MN 55932 Property Records

Wabasha County property record for 125 2nd Ave SE, Elgin, MN 55932

Property Summary

Property Type	Commercial
Details	1,560 sqft · built 1920
Lot Size	0.435 acres (18,941 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,906 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Aug 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00013.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00013.00`
Alternative APN	`19.00013.00`

Interior

Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	3,480 sqft
Basement Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	18,941 sqft (0.435 acres)
Lot Dimensions	132 ft deep x 143 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Baseboard

Location & Zoning

Street Address	125 2ND AVE SE
City	ELGIN
State	MN
Zip	55932-9732
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-27 TWP-108 RANGE-012 N 143.5 OF OUT LOT 18 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Lot Number	18
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3051
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 117, ELGIN, MN 55932-0117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit ELGIN ECONOMIC DEVELOPMENT AUTHORITY
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
May 23, 2023	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337370
Date	Jan 3, 2020
Instrument	337370

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335794
Date	Aug 19, 2019
Instrument	335794

Lender

Name	ELGIN ECONOMIC DEVELOPMENT AUTHORITY
Type	Non-Lending Institution
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2029

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334996
Date	Jun 11, 2019
Instrument	334996

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2039

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 2ND AVE SE, ELGIN, MN 55932-9732

Mortgage

Document Number	0000347236
Date	Dec 8, 2021
Instrument	347236

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 ELTON HILLS DR NW 6, 6, ROCHESTER, MN 55901-2483

Mortgage

Document Number	0000348418
Date	Mar 22, 2022
Instrument	348418

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 ELTON HILLS DR NE #6 6, 6, ROCHESTER, MN 55901

Mortgage

Document Number	0000348417
Date	Mar 22, 2022
Instrument	348417

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 11, 2047

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	125 2ND AVE SE, ELGIN, MN 55932-9732
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 ELTON HILLS DR NW 6, 6, ROCHESTER, MN 55901-2483

Mortgage

Document Number	0000352553
Date	May 23, 2023
Instrument	352553

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,906.00 (+15.87%)	$228,700 (+16.92%) Land $56,600 Building $172,100	$228,700 (+16.92%) Land $56,600 Building $172,100
2023	$4,234.00	$195,600 Land $56,600 Building $139,000	$195,600 Land $56,600 Building $139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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