125 20th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 125 20th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,465 sqft · built 1946
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$202,500 (Oct 2025)
Tax Bill$2,112 (2026)
Deeds & MortgagesMay 2020 Sale
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN82-47387-0000

Property Details

APN / Parcel Number

Primary APN82-47387-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,465 sqft Living Area
1st Floor Area1,235 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Width80 ft Width
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address125 20TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 8 & 9 BLK 4 HIGHLAND PARK ADD SECTION 15 TOWNSHIP 124 RANGE 028 HIGHLAND PARK ADD SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section15
Legal SubdivisionHIGHLAND PARK ADD
Legal Block4
Legal Lot Number8-9
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3019
Census Tract602

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3294 OLD STONE WAY NE, SAUK RAPIDS, MN 56379-4582
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Warranty Deed, Transfer
Sep 28, 2017Warranty Deed, Transfer
BURNET TITLE-POST CLOSING, BURNET TITLE - ST CLOUD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Prior SaleMay 28, 2020 · Amount on Record
Deed Document Number20251700627
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMay 28, 2020
Property Address125 20TH AVE N, SAINT CLOUD, MN 56303-4438
Document Number00A1569996
Instrument DateMay 22, 2020
InstrumentA1569996
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 20TH AVE N, SAINT CLOUD, MN 56303-4438

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 28, 2017
Property Address125 20TH AVE N, SAINT CLOUD, MN 56303-4438
Document Number00A1505540
Instrument DateSep 11, 2017
InstrumentA1505540
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyBURNET TITLE-POST CLOSING, BURNET TITLE - ST CLOUD

Transaction

AmountAmount Recorded
Tax$437.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 20TH AVE N, SAINT CLOUD, MN 56303-4438

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,112.00 (+27.85%)$170,600 (-) Land $30,000 Building $140,600$170,600 (-) Land $30,000 Building $140,600
2025$170,600 (+6.49%) Land $30,000 Building $140,600$170,600 (+6.49%) Land $30,000 Building $140,600
2023$1,652.00$160,200 Land $30,000 Building $130,200$160,200 Land $30,000 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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