Eaton County property record for 12498 Cherry Ln, Grand Ledge, MI 48837
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,238 sqft · built 1973 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Aug 2021) |
| Tax Bill | $3,803 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03008560043000 |
| Primary APN | 03008560043000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 1,238 sqft |
| Unfinished Basement | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Porch | Porch |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12498 CHERRY LN |
|---|---|
| City | GRAND LEDGE |
| State | MI |
| Zip | 48837-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A RE |
| Legal Description | LOT 43 WILLOW HILLS NO. 1 SEC.12, T4N,R4W, ONEIDA TOWNSHIP |
| Legal Range | 04W |
| Legal Township | 04N |
| Legal Section | 12 |
| Legal Subdivision | WILLOW HILLS |
| Legal Lot Number | 43 |
| Jurisdiction | EATON MI |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20402 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12498 CHERRY LN, GRAND LEDGE, MI 48837-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Aug 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Book / Page | 2949 / 791 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 003152/728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 12498 CHERRY LN, GRAND LEDGE, MI 48837-8914 |
| Document Number | 0000000254 |
| Book / Page | 3197 / 694 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12498 CHERRY LN, GRAND LEDGE, MI 48837-8914 |
| Document Number | 0000000254, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 3197/694 |
| Instrument | 2026254 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Aug 19, 2021 |
| Property Address | 12498 CHERRY LN, GRAND LEDGE, MI 48837-8914 |
| Document Number | 002949/791 |
| Book / Page | 2949 / 791 |
| Map Reference | LB 4 PG 106 |
| Instrument Date | Aug 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,476.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11735 HIBISCUS LN, 11735, GRAND LEDGE, MI 48837-8248 |
| Name | Verified Name |
|---|---|
| Address | 230 BRYNFORD AVE, LANSING, MI 48917-2990 |
| Document Number | 0002949793 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2949/793 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Aug 2, 2018 |
| Property Address | 12498 CHERRY LN, GRAND LEDGE, MI 48837-8914 |
| Document Number | 02746/0800 |
| Book / Page | 2746 / 0800 |
| Map Reference | LB4 PG106 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12498 CHERRY LN, 12498, GRAND LEDGE, MI 48837-8914 |
| Name | Verified Name |
|---|---|
| Address | 6625 AMBASSADOR AVE APT 212, 212, GRAND LEDGE, MI 48837-8704 |
| Document Number | 0002746802 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2746/802 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Oneida Charter Township |
| Unified School District | Grand Ledge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,100 (-0.79%) | $298,286 (-) Land $121,902 Building $176,384 | |
| 2025 | $3,803.00 (+6.5%) Homeowner's exemption | $151,300 (+65.36%) | $298,286 (+63%) Land $121,902 Building $176,384 |
| 2024 | $3,571.00 (+13.01%) | ||
| 2023 | $91,500 | $183,000 | |
| 2022 | $3,160.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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