12497 Elderton Dr, Arlington, TN 38002 Property Records

Shelby County property record for 12497 Elderton Dr, Arlington, TN 38002

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 3,192 sqft · built 2015
Lot Size	0.202 acres (8,786 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2019)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0-142W-C0-0003`

Property Details

APN / Parcel Number

Primary APN	`A0-142W-C0-0003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,192 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	8,786 sqft (0.202 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12497 ELDERTON DR
City	ARLINGTON
State	TN
Zip	38002-8860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RS-6
Legal Description	SS ELDERTON DRIVE MAP 55G
Legal Subdivision	WILSONS CROSSING PD PHASE 1
Legal Lot Number	3
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	3
Census Block	3017
Census Tract	20902

Owner

12497 Elderton Dr, a planned unit development, is owned and occupied by two individuals who bought it in June 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12497 ELDERTON DR, ARLINGTON, TN 38002-8860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jun 6, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	201955062
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	12497 ELDERTON DR, ARLINGTON, TN 38002-8860
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021054648
Date	May 6, 2021
Instrument	21054648

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 6, 2019
Property Address	12497 ELDERTON DR, ARLINGTON, TN 38002-8860
Document Number	0000055062
Instrument Date	May 30, 2019
Instrument	55062
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12497 ELDERTON DR ARLINGTON TN 380028860, ARLINGTON, TN 38002-8860

Mortgage

Document Number	55063
Date	Jun 6, 2019
Instrument	55063

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12497 Elderton Dr was $1,496.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Arlington Town
County	Shelby County
Unified School District	Arlington Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00	$132,475 Land $24,000 Building $108,475	$529,900 Land $96,000 Building $433,900
2023		$92,975 Land $18,000 Building $74,975
2022	$4,341.00
2021			$371,900 Land $72,000 Building $299,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12497 Elderton Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12497 Elderton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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