12497 480th St, Wanamingo, MN 55983 Property Records

Goodhue County property record for 12497 480th St, Wanamingo, MN 55983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,480 sqft · built 1915
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,000 (Aug 2023)
Tax Bill	$4,018 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40.007.0500`

Property Details

APN / Parcel Number

Primary APN	`40.007.0500`
Alternative APNs	`29673` `53203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Basement Area	1,240 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1935
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)
Garage Type	Detached
Garage Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	53203
Street Address	12497 480TH ST
City	WANAMINGO
State	MN
Zip	55983-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-109 RANGE-016 7.00 AC ID# 40-0000-06400 DOC #694229 PT OF W1/2 OF SE1/4 SEC 7 109 16 BEG AT SW COR N1585.09FT E16
Legal Range	16W
Legal Township	109
Legal Section	07
Jurisdiction	GOODHUE MN
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1051
Census Tract	80800

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12497 480TH ST, WANAMINGO, MN 55983-6403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit RED WING CREDIT UNION
Aug 9, 2023	Warranty Deed, Transfer RESULTS TITLE
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	2023694229
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Recording Date	Jun 25, 2026
Property Address	12497 480TH ST, WANAMINGO, MN 55983-6403
Document Number	0000714147
Instrument Date	Jun 2, 2026
Instrument	2026714147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12497 480TH ST, WANAMINGO, MN 55983-6403

Mortgage

Document Number	0000714147,
Date	Jun 25, 2026
Instrument	2026714147

Lender

Name	RED WING CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Aug 9, 2023
Property Address	12497 480TH ST, WANAMINGO, MN 55983-6403
Document Number	000A694229
Instrument Date	Jun 30, 2023
Instrument	A694229
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,392.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12497 480TH ST, WANAMINGO, MN 55983-6403

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	12497 480TH ST, WANAMINGO, MN 55983-6403
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	665348
Date	Jul 10, 2020
Instrument	665348

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
County Subdivision	Roscoe Township
Unified School District	Kenyon-Wanamingo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,018.00 (+20.23%) Homeowner's exemption	$460,700 (+1.88%) Land $119,600 Building $341,100	$460,700 (+1.88%) Land $119,600 Building $341,100
2025		$452,200 (+10.1%) Land $108,400 Building $343,800	$452,200 (+10.1%) Land $108,400 Building $343,800
2023	$3,342.00 Homeowner's exemption	$410,700 (+12.03%) Land $108,000 Building $302,700	$410,700 (+12.03%) Land $108,000 Building $302,700
2022		$366,600 Land $106,000 Building $260,600	$366,600 Land $106,000 Building $260,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: AT&T.

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