12496 Ruth Ln, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 12496 Ruth Ln, Yucaipa, CA 92399

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,089 sqft · built 1958
Lot Size	0.347 acres (15,100 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2018)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0318-041-29-0000`

Property Details

APN / Parcel Number

Primary APN	`0318-041-29-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,089 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Conventional
Construction Type	Masonry / Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	15,100 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	77 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	12496 RUTH LN
City	YUCAIPA
State	CA
Zip	92399-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB NO 4 YUCAIPA VALLEY PTN BLK 100 COM AT A PT ON WLY LI SD BLK IN C/L 10TH ST WHICH IS N 5 DEG L9 MIN E 345.54 FT FROM MOST SLY COR SD BLK TH N 80 DEG 35 MIN E 114.34 FT TH N 53 DEG 50 MIN E 87.20 FT TO TRUE POB TH CONT N 53 DEG 50 MIN E 80.20 FT T
Legal Subdivision	SUB NO 4 YUCAIPA VALLEY
Legal Block	100
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	2
Census Block	2000
Census Tract	8705

Owner

12496 Ruth Ln is owned and occupied by two individuals who acquired it in September 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12496 RUTH LN, YUCAIPA, CA 92399-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 12, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Document Number	2018212557
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000372082
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12496 RUTH LN, YUCAIPA, CA 92399-2003
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12496 RUTH LN, YUCAIPA, CA 92399-2003

Mortgage

Document Number	0000055629
Date	Mar 8, 2023
Instrument	2023-0055629

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2020
Property Address	12496 RUTH LN, YUCAIPA, CA 92399-2003
Document Number	0000372082
Map Reference	MB 19 PG 19&20
Instrument Date	Sep 25, 2020
Instrument	2020-0372082
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12496 RUTH LN, YUCAIPA, CA 92399-2003

Mortgage

Document Number	0000372083
Date	Sep 30, 2020
Instrument	2020-0372083

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 12, 2018
Property Address	12496 RUTH LN, YUCAIPA, CA 92399-2003
Document Number	0000212557
Map Reference	MB 19 PG 19&20
Instrument Date	Apr 12, 2018
Instrument	2018-0212557
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12496 RUTH LN, YUCAIPA, CA 92399-2003

Mortgage

Document Number	0000212558
Date	Jun 12, 2018
Instrument	2018-0212558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12496 Ruth Ln was $4,071.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,555 (+2%) Land $92,267 Building $215,288
2025	$4,071.00	$301,525 Land $90,458 Building $211,067
2023	$3,849.00 (+1.61%)	$289,816 Land $86,945 Building $202,871
2022	$3,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12496 Ruth Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12496 Ruth Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUCAIPA VALLEY WATER DISTRICT serves 52,202 people · EPA ID CA3610055
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2026 Total trihalomethanes resolved · Jul 2024 Nitrate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Ruth Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures