12495 Warm Creek Dr, De Witt, MI 48820 Property Records

Clinton County property record for 12495 Warm Creek Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,415 sqft · built 2021
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (Jun 2021)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-193-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-193-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	1,175 sqft
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	32 sqft
Balcony Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	12495 WARM CREEK DR
City	DEWITT
State	MI
Zip	48820-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 193 OF PHASE 6, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-52 IN 2006) 0.33 ACRE
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE
Legal Phase	6
Legal Lot Number	193
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

12495 Warm Creek Dr is owned and occupied by an individual who bought it in June 2021.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12495 WARM CREEK DR, DEWITT, MI 48820-8224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
May 3, 2021	Warranty Deed, Transfer · Construction Mortgage MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	20215311208
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12495 WARM CREEK DR, DEWITT, MI 48820-8224
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005277900
Date	Apr 9, 2019
Instrument	5277900

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	IONIA, MI 48846

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jun 11, 2021
Property Address	12495 WARM CREEK DR, DEWITT, MI 48820-8224
Document Number	0005311208
Map Reference	LB 10 PG 82
Instrument Date	Jun 10, 2021
Instrument	5311208
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	BELL TITLE AGENCY/FENTON, BELL TTL AGCY OF EAST LANSIN

Transaction

Amount	Amount on Record
Tax	$546.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 ENDALE BLVD #200200, 200200, EAST LANSING, MI 48823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15262 SHERWOOD LN, LANSING, MI 48906-9400

Mortgage

Document Number	0005311209
Date	Jun 11, 2021
Instrument	5311209

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 3, 2021
Property Address	12495 WARM CREEK DR, DEWITT, MI 48820-8224
Document Number	0005309454
Map Reference	DOC 5251722
Instrument Date	Apr 29, 2021
Instrument	5309454
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,909.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2422 JOLLY RD STE 200, 200, OKEMOS, MI 48864-3690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 KENDALE BLVD STE 200, 200, EAST LANSING, MI 48823-2076
Investor	Possibly a Property Investor

Mortgage

Document Number	0005310106
Date	May 19, 2021
Instrument	5310106

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12495 Warm Creek Dr was $2,551 with a homeowner's exemption, down 68.7% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,450 (+10.07%) Land $34,050 Building $234,400	$536,900 (+10.07%) Land $68,100 Building $468,800
2025	$2,551.00 (-68.66%) Homeowner's exemption	$243,900 Land $32,750 Building $211,150	$487,800 Land $65,500 Building $422,300
2024	$8,140.00 (+10.54%)
2023	$7,364.00	$209,250	$418,500
2022	$7,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12495 Warm Creek Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12495 Warm Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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