12495 State Rte E Se, Agency, MO 64401 Property Records

Buchanan County property record for 12495 State Rte E Se, Agency, MO 64401

Property Summary

Property Type	Single Family Home
Details	1,695 sqft · built 1935
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$183,465 (Jun 2022)
Tax Bill	$999 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2019 Sale + 1 more
APN	`10-7.0-36-000-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`10-7.0-36-000-000-004.000`

Interior

Building Area	1,695 sqft Base Area
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	184 ft deep x 154 ft wide

Location & Zoning

Street Address	12495 STATE ROUTE E SE
City	AGENCY
State	MO
Zip	64401-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	36-56-34NWSUB: LOT: BLK:LGL DESC:TR IN E 1/2 OF E 1/2 OF NW 1/4 BEG 281.5' N OF N/LINE OF AT & SF RR ON E/LINE OF TOWN OF FRAZIER TH E 209' TH N 208.43' M/L TH W 209' TH S TO POB
Legal Range	34W
Legal Township	56N
Legal Section	36
Jurisdiction	BUCHANAN MO
Township / Civil Division	TREMONT
Census Block Group	1
Census Block	1037
Census Tract	2700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12495 STATE ROUTE E SE, AGENCY, MO 64401-7101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Feb 27, 2019	Special Warranty Deed, Transfer
Oct 3, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Mar 12, 2019
Deed Document Number	20226123
Deed Book / Page	3777 / 518
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 24, 2022
Property Address	12495 STATE ROUTE E SE, AGENCY, MO 64401-7101
Document Number	003777/518
Book / Page	3777 / 518
Instrument Date	Jun 23, 2022
Instrument	2022006123
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 CINDY DR, 112, LAFAYETTE, LA 70508-5315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12495 STATE ROUTE E SE, AGENCY, MO 64401-7101

Mortgage

Document Number	2022006124
Date	Jun 24, 2022
Instrument	2022006124

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jul 1, 2025

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 27, 2019
Property Address	12495 STATE ROUTE E SE, AGENCY, MO 64401-7101
Document Number	003727/542
Book / Page	3727 / 542
Instrument Date	Feb 8, 2019
Instrument	2019001386
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12620 COUNTY ROAD 445, SAVANNAH, MO 64485-1690

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	BUCHANAN MO
Recording Date	Oct 3, 2017
Property Address	12495 STATE ROUTE E SE, AGENCY, MO 64401-7101
Document Number	2017009903
Instrument Date	Oct 3, 2017
Instrument	2017009903
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00	$13,920 (+22.86%) Land $3,040 Building $10,880	$73,260 (+22.86%) Land $16,000 Building $57,260
2024	$999.00 (+22.13%)
2023	$818.00 (+10.54%)	$11,330 (-) Land $3,040 Building $8,290	$59,630 (-) Land $16,000 Building $43,630
2022	$740.00	$11,330 Land $3,040 Building $8,290
2021			$59,630 Land $16,000 Building $43,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY PWSD 1 serves 7,635 people · EPA ID MO1024191
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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