12495 Lind Rd, Cook, MN 55723 Property Records

St. Louis County property record for 12495 Lind Rd, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 992 sqft · built 1990
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Feb 2017)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`757-0010-04570`

Property Details

APN / Parcel Number

Primary APN	`757-0010-04570`
Alternative APN	`1025420`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Gross Area
1st Floor Area	992 sqft
Basement Area	744 sqft
Finished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	Deck Area
Storage Building	117 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1025420
Street Address	12495 LIND RD
City	COOK
State	MN
Zip	55723-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	E1/2 OF SE1/4 OF SE1/4 SERIAL #
Legal Range	21W
Legal Township	62N
Legal Section	28
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHWEST ST. LOUIS
Census Block Group	1
Census Block	1111
Census Tract	15100

Owner

12495 Lind Rd is owned and occupied by an individual who bought it in February 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12495 LIND RD, COOK, MN 55723-8615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	Apr 28, 2008 · Amount on File
Deed Document Number	20171303822
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	0001079141
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2017
Property Address	12495 LIND RD, COOK, MN 55723-8615
Document Number	00A1303822
Instrument Date	Jan 25, 2017
Instrument	A1303822
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12495 LIND RD COOK MN 557238615, COOK, MN 55723-8615

Mortgage

Document Number	A1303823
Date	Feb 10, 2017
Instrument	A1303823

Lender

Name	TRUSTAR FCU
Type	Credit Union
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 9, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 12495 Lind Rd was $1,558 with a homeowner's exemption, up 7.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,558.00 (+7.45%) Homeowner's exemption
2025	$1,450.00 (-17.71%) Homeowner's exemption	$217,500 (+5.33%) Land $68,200 Building $149,300	$217,500 (+5.33%) Land $68,200 Building $149,300
2024	$1,762.00	$206,500 Land $69,500 Building $137,000	$206,500 Land $69,500 Building $137,000
2022		$202,100 Land $65,100 Building $137,000	$202,100 Land $65,100 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12495 Lind Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12495 Lind Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lind Rd

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