12495 Chetopa Ln, Collierville, TN 38017 Property Records

Shelby County property record for 12495 Chetopa Ln, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 3,373 sqft · built 2013
Lot Size	0.329 acres (14,320 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Oct 2021)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D0-223N-B0-0001`

Property Details

APN / Parcel Number

Primary APN	`D0-223N-B0-0001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,373 sqft Living Area
Gross Area	4,282 sqft
1st Floor Area	2,282 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,320 sqft (0.329 acres)
Garage Type	Attached
Garage Area	909 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	286 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12495 CHETOPA LN
City	COLLIERVILLE
State	TN
Zip	38017-4518
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-S6
Legal Description	NS JUSTANA DRIVE
Legal Subdivision	SPRING CREEK RANCH PD PHASE 4A
Legal Lot Number	149
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3034
Census Tract	21020

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12495 CHETOPA LN, COLLIERVILLE, TN 38017-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	2021131982
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 20, 2021
Property Address	12495 CHETOPA LN, COLLIERVILLE, TN 38017-4518
Document Number	0021131982
Map Reference	MB 256 PG 23
Instrument Date	Oct 18, 2021
Instrument	21131982
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12495 CHETOPA LN, COLLIERVILLE, TN 38017-4518

Mortgage

Document Number	0021131983
Date	Oct 20, 2021
Instrument	21131983

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,462.00 (-20.65%)	$165,875 (+27.18%) Land $32,250 Building $133,625	$663,500 (+27.18%) Land $129,000 Building $534,500
2024	$5,623.00 (+27.19%)
2023		$130,425 Land $27,500 Building $102,925
2022	$4,421.00
2021			$521,700 Land $110,000 Building $411,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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