12495 104th Ter, Largo, FL 33778 Property Records

Pinellas County property record for 12495 104th Ter, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,156 sqft · built 1981
Lot Size0.203 acres (8,878 sqft)
Owner2 Individual Names on Record
Last Sale$47,500 (Apr 2002)
Tax Bill$2,648 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-750-7582-0

Property Details

APN / Parcel Number

Primary APNC62-000-750-7582-0
Alternative APNs
  • 16-30-15-50484-000-0010
  • R172556

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,156 sqft Heated Area
1st Floor Area1,724 sqft
2nd Floor Area432 sqft
Upper Floors Area432 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,878 sqft (0.203 acres)
Lot Dimensions88 ft deep x 100 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area264 sqft
Deck Area144 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area200 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR172556
Street Address12495 104TH TER
CityLARGO
StateFL
Zip33778-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAURELWOOD ESTATES LOT 1
Legal Range15
Legal Township30
Legal Section16
Legal SubdivisionLAURELWOOD ESTATES
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1025
Census Tract25119

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12495 104TH TER, LARGO, FL 33778-3408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2002 · Amount on Record
Deed SaleApr 29, 2002 · Amount on Record
Prior SaleDec 12, 2000 · Amount on Record
Deed Document Number1197300739
Deed Book / Page11973 / 00739
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySeminole City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,648.00 (+14.29%) Homeowner's exemption$197,856 (+5.99%)$524,590 (+25.29%) Land $206,998 Building $317,592
2023$2,317.00 (+3.12%) Homeowner's exemption$186,680 (+3%)$418,695 (+2.29%) Land $229,480 Building $189,215
2022$2,247.00 Homeowner's exemption$181,243$409,316 Land $252,146 Building $157,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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