12491 Saint Mark St, Garden Grove, CA 92845 Property Records

Orange County property record for 12491 Saint Mark St, Garden Grove, CA 92845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,858 sqft · built 1972
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Jul 1997)
Tax Bill	$5,693 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`217-072-24`

Property Details

APN / Parcel Number

Primary APN	`217-072-24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	3,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	6,000 sqft (0.138 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12491 SAINT MARK ST
City	GARDEN GROVE
State	CA
Zip	92845-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4259 BLK LOT 191
Legal Subdivision	TRACT 4259
Legal Tract	4259
Legal Lot Number	191
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1010
Census Tract	110005

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 21, 2017	Deed of Trust, Mortgage · ARM SCHOOLSFIRST FCU
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 1997 · Amount on Record
Deed Sale	Jul 24, 1997 · Amount on Record
Prior Sale	Mar 25, 1997 · Amount on Record
Deed Document Number	1997351500
Prior Transfer Date	Mar 19, 1997
Prior Transfer Doc	0000133961
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306243
Date	Jul 26, 2017
Instrument	2017000306243

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254318
Date	Jun 21, 2017
Instrument	2017000254318

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427

Mortgage

Document Number	0000299136
Date	May 5, 2021
Instrument	2021000299136

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12491 SAINT MARK ST, GARDEN GROVE, CA 92845-2427

Mortgage

Document Number	0000550936
Date	Sep 2, 2021
Instrument	2021000550936

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	18%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Garden Grove City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,436 (+2%) Land $217,226 Building $214,210
2025	$5,693.00 (+4.29%) Homeowner's exemption	$422,977 (+4.04%) Land $212,967 Building $210,010
2023	$5,459.00 (+2.4%) Homeowner's exemption	$406,553 Land $204,697 Building $201,856
2022	$5,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDEN GROVE serves 174,226 people · EPA ID CA3010062
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 873 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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