12490 DAILEY RD GRAND BAY AL 365415011, GRAND BAY, AL 36541-5011
Mortgage
Document Number
0000031385
Date
May 28, 2020
Instrument
31385
Lender
Name
BANCORPSOUTH
Type
Bank
Address
TUPELO, MS 38803-3356
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 27, 2050
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MOBILE AL
Property Address
12490 DAILEY RD, GRAND BAY, AL 36541-5011
Document Number
0000017352
Instrument Date
Mar 10, 2020
Transaction Type
Mortgage
Record Updated
Jun 1, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
9975 GRAND BAY WILMER RD S GRAND BAY AL 365415005, GRAND BAY, AL 36541-5005
Mortgage
Document Number
0000017352
Date
Mar 18, 2020
Instrument
17352
Lender
Name
BANCORPSOUTH
Type
Bank
Address
MOBILE, AL 36606
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Mar 17, 2025
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 12490 Dailey Rd was $1,222 with a homeowner's exemption, up 5.7% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Mobile County
Unified School District
Mobile County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,222.00 (+5.71%)Homeowner's exemption
$25,540 (+5.54%)Land $2,500Building $23,040
$255,400 (+5.54%)Land $25,000Building $230,400
2024
$1,156.00 (+14%)Homeowner's exemption
$24,200 (+13.94%)Land $2,500Building $21,700
$242,000 (+13.94%)Land $25,000Building $217,000
2023
$1,014.00Homeowner's exemption
$21,240Land $2,650Building $18,590
$212,400Land $26,500Building $185,900
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12490 Dailey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
3 (1996–2020)
Claims Outside the SFHA
2 of 3
Most Recent Claim
Sep 2020 · Hurricane Sally
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12490 Dailey Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 71% of the US · above 93% of Alabama
Wildfire Likelihood
0.4% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
GRAND BAY WATER WORKS BOARD serves 11,100 people · EPA ID AL0000983
Water Source
Groundwater
Last State Inspection
Sep 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025