1249 Sturgeon Valley Rd E, Vanderbilt, MI 49795 Property Records

Otsego County property record for 1249 Sturgeon Valley Rd E, Vanderbilt, MI 49795

Property Summary

Property TypeResidential Vacant Land
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Jan 2023)
Tax Bill$2,273 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Mortgage
+ 1 more
APN042-026-200-005-03

Property Details

APN / Parcel Number

Primary APN042-026-200-005-03

Exterior

Lot Area130,680 sqft (3 acres)

Location & Zoning

Street Address1249 STURGEON VALLEY RD E
CityVANDERBILT
StateMI
Zip49795-9751
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTHE E 12 RODS OF THE NE 1/4 OF THE NW 1/4 OF THE NW 1/4 SEC 26 T32N R3W
Legal Range03W
Legal Township32N
Legal Section26
Legal SubdivisionNE4 NW4 NW4 S26T32NR3W
JurisdictionOTSEGO MI
Township / Civil DivisionCORWITH
Census Block Group3
Census Block3062
Census Tract950100

Owner

1249 Sturgeon Valley Rd E, residential vacant land, is owned and occupied by an individual who bought it in January 2023.

Source: Otsego County records, as of October 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1150 HLYWA DR, GAYLORD, MI 49735-9329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Nov 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Jan 12, 2023Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on File
Deed SaleJan 12, 2023 · Amount on File
Deed Book / Page1622 / 446
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO MI
Property Address1249 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9751
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1249 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9751

Mortgage

Document Number0000001697/0000000284
DateNov 13, 2025
Book Page0000001697/0000000284
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2055

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO MI
Property Address1249 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9751
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1249 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9751

Mortgage

Document Number0000001697/0000000284
DateNov 13, 2025
Book Page0000001697/0000000284
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO MI
Recording DateJan 12, 2023
Property Address1249 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9751
Document Number001622/446
Book / Page1622 / 446
Instrument DateDec 23, 2022
Transaction TypeTransfer
Record UpdatedOct 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMI

Mortgage

Document Number0001622450
DateJan 12, 2023
Instrument1622/450
Lender
NameCOMMUNITY FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Sturgeon Valley Rd E was $2,273 with a homeowner's exemption, up 1,213.9% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOtsego County
County SubdivisionCorwith Township
Unified School DistrictVanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,700 (+4.21%)$237,400 (+4.21%)
2025$2,273.00 (+1,213.87%) Homeowner's exemption$113,900$227,800
2024$173.00
2023$4,900$9,800
2022$184.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1249 Sturgeon Valley Rd E.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Sturgeon Valley Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sturgeon Valley Rd E

Nearby Streets

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