1249 Rough Knob Rd, Clyde, NC 28721 Property Records

Haywood County property record for 1249 Rough Knob Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 880 sqft · built 1997
Lot Size	5.07 acres (220,849 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Oct 2019)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8734-58-1804`

Property Details

APN / Parcel Number

Primary APN	`8734-58-1804`
Alternative APN	`259535`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	880 sqft Heated Area
Gross Area	2,566 sqft
1st Floor Area	880 sqft
Upper Floors Area	595 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Asphalt
Lot Area	220,849 sqft (5.07 acres)
Terrain	Wooded
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	259535
Street Address	1249 ROUGH KNOB RD
City	CLYDE
State	NC
Zip	28721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1249 ROUGH KNOB RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1034
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1271 OLD CANE MILL DR SE, DARIEN, GA 31305-4828
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage SOUTH COAST BANK & TRUST
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH COAST BANK & TRUST
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTH COAST BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Jul 5, 1996 · Amount on Record
Deed Document Number	20199293
Deed Book / Page	983 / 207
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1249 ROUGH KNOB RD, CLYDE, NC 28721
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010990703
Date	Dec 8, 2023
Book Page	1099/703
Instrument	2023010588

Lender

Name	SOUTH COAST BANK & TRUST
Type	Bank
Address	BRUNSWICK, GA 31521

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2024

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1249 ROUGH KNOB RD, CLYDE, NC 28721
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010650909
Date	Jun 16, 2022
Book Page	1065/909
Instrument	2022006489

Lender

Name	SOUTH COAST BANK & TRUST
Type	Bank
Address	BRUNSWICK, GA 31521

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 7, 2024

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 10, 2019
Property Address	1249 ROUGH KNOB RD, CLYDE, NC 28721
Document Number	0009830442
Book / Page	000983 / 000442
Instrument Date	Oct 10, 2019
Instrument	9293
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1271 OLD CANE MILL DR SE DARIEN GA 313054828, DARIEN, GA 31305-4828

Mortgage

Document Number	9830210
Date	Oct 10, 2019
Book Page	000983/000210
Instrument	9294

Lender

Name	SOUTH COAST BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 9, 2026

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,400 (-) Land $86,200 Building $337,200
2025	$2,868.00	$423,400 (-) Land $86,200 Building $337,200	$423,400 (-) Land $86,200 Building $337,200
2023		$423,400 Land $86,200 Building $337,200	$423,400 (-) Land $86,200 Building $337,200
2021			$423,400 Land $86,200 Building $337,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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