1249 Pine Hill Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1249 Pine Hill Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,240 sqft · built 1972
Lot Size0.413 acres (18,000 sqft)
Owner2 Individual Names on Record
Last Sale$449,900 (Aug 2018)
Tax Bill$5,907 (2025)
Deeds & MortgagesSep 2026 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-165-25946708

Property Details

APN / Parcel Number

Primary APN03-165-25946708
Alternative APNs
  • 316525946708
  • 16525946708

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area2,720 sqft
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area336 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number16525946708
Street Address1249 PINE HILL DR
CityANNAPOLIS
StateMD
Zip21409-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 7 8 BK AT PL 10 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockAT
Legal Lot Number7
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract731003

Owner

Source: Anne Arundel County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Nov 23, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 3, 2019Deed of Trust, Mortgage · VA Mortgage
FLAGSTAR BANK FSB
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 28, 2018Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleMay 11, 2005 · Amount on Record
Deed Book / Page32427 / 324
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateSep 15, 2026
Property Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213
Document Number4270000446
Book / Page42704 / 446
Instrument DateSep 9, 2026
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213

Mortgage

Document Number4270000446,
DateSep 15, 2026
Book Page42704/446
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0356570071
DateNov 23, 2020
Book Page35657/71
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0336600345
DateOct 3, 2019
Book Page33660/345
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0387130034
DateMay 10, 2022
Book Page38713/34
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term343 Months
DueDec 1, 2050

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 28, 2018
Property Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213
Document Number0324270324
Book / Page32427 / 324
Map ReferenceMB22 FO7
Instrument DateAug 17, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCHANCELLOR TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,623.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1249 PINE HILL DR, ANNAPOLIS, MD 21409-5213

Mortgage

Document Number0032427329
DateAug 28, 2018
Instrument32427/329
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$530,533 (+15.33%)$565,800 (+23%) Land $267,000 Building $298,800
2025$5,907.00 (+20.65%)
2023$4,896.00 Homeowner's exemption$460,000 Land $257,000 Building $203,000$460,000 Land $257,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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