1249 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1249 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,311 sqft · built 2006
Lot Size	0.161 acres (6,990 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,209 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064-222-016`

Property Details

APN / Parcel Number

Primary APN	`064-222-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,311 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	6,990 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1249 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	PR BCH 1 BL 20 LT 9 PTN LT 8
Legal Subdivision	PASO ROBLES BEACH 00
Legal Block	20
Legal Lot Number	9,8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3021
Census Tract	10504

Owner

1249 Pacific Ave is held in a trust since February 2021.

Source: San Luis Obispo County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 612, CAYUCOS, CA 93430-0612
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2021	Affidavit of Death of Joint Tenant, Transfer
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage PARKSIDE LNDG
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 15, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Dec 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000013056
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 8, 2026
Property Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617
Document Number	0000031754
Instrument Date	Oct 8, 2026
Instrument	202631754
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 18, 2021
Property Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617
Document Number	0000013056
Map Reference	MB 3 PG 15
Instrument Date	Feb 8, 2021
Instrument	2021013056
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617
Document Number	0000058751
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 PACIFIC AVE CAYUCOS CA 934301617, CAYUCOS, CA 93430-1617

Mortgage

Document Number	0000058751
Date	Dec 30, 2019
Instrument	58751

Lender

Name	PARKSIDE LNDG
Address	180 REDWOOD ST # 250, SAN FRANCISCO, CA 94102-3283

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Dec 29, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617
Document Number	0000058752
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 PACIFIC AVE CAYUCOS CA 934301617, CAYUCOS, CA 93430-1617

Mortgage

Document Number	0000058752
Date	Dec 30, 2019
Instrument	58752

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Dec 29, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.25%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 15, 2019
Property Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617
Document Number	0000045151
Instrument Date	Oct 11, 2019
Instrument	45151
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 PACIFIC AVE CAYUCOS CA 934301617, CAYUCOS, CA 93430-1617

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 21, 2018
Property Address	1249 PACIFIC AVE, CAYUCOS, CA 93430-1617
Document Number	0000052292
Instrument Date	Dec 19, 2018
Instrument	52292
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1249 PACIFIC AVE CAYUCOS CA 934301617, CAYUCOS, CA 93430-1617

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Pacific Ave was $6,209.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,208 (+2%) Land $164,810 Building $441,398
2025	$6,209.00 Homeowner's exemption	$594,323 Land $161,579 Building $432,744
2023	$6,087.00 (+1.76%) Homeowner's exemption	$571,246 Land $155,305 Building $415,941
2022	$5,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1249 Pacific Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Pacific Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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