1249 Harbor Cut, Okemos, MI 48864 Property Records

Ingham County property record for 1249 Harbor Cut, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,394 sqft · built 1980
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (May 2023)
Tax Bill	$8,351 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-26-327-050`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-26-327-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Flooring	Laminate Plank
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	160 ft deep x 103 ft wide
Garage Area	572 sqft

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	88 sqft
Patio Area	88 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1249 HARBOR CUT
City	OKEMOS
State	MI
Zip	48864-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 55 THE SHOALS
Legal Subdivision	SHOALS
Legal Lot Number	55
Legal Unit	55
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1003
Census Tract	5002

Owner

1249 Harbor Cut is owned and occupied by two individuals who bought it in May 2023.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1249 HARBOR CUT, OKEMOS, MI 48864-5400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Mar 8, 2007 · Amount on File
Deed Document Number	202326974
Prior Transfer Date	Sep 13, 2000
Prior Transfer Doc	0000040551
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	May 31, 2023
Property Address	1249 HARBOR CUT, OKEMOS, MI 48864-5400
Document Number	0000026974
Map Reference	LB 36 PG 12
Instrument Date	May 16, 2023
Instrument	2023-026974
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1249 HARBOR CUT, OKEMOS, MI 48864-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1249 HARBOR CUT, OKEMOS, MI 48864-5400

Mortgage

Document Number	0000026951
Date	May 31, 2023
Instrument	2023-026951

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Harbor Cut was $8,351.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,300 (+6.32%)	$346,600 (+6.32%)
2025	$8,351.00 Homeowner's exemption	$163,000 Land $43,500 Building $119,500	$326,000 Land $87,000 Building $239,000
2023		$116,700 Land $38,900 Building $77,800	$233,400 Land $77,800 Building $155,600
2019	$4,532.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1249 Harbor Cut in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Harbor Cut is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Cut

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