Bedford County property record for 1249 Emerald Crest Dr, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Oct 2023) |
| Tax Bill | $899 (2023) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 231 5 10 T |
| Primary APN | 231 5 10 T |
|---|---|
| Alternative APN |
|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Street Address | 1249 EMERALD CREST DR |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOVERNORS HILL SECTION II LOT 10 PB 58/252 |
| Legal Subdivision | GOVERNORS HILL |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 50101 |
1249 Emerald Crest Dr is owned and occupied by an individual who bought it in October 2023.
Source: Bedford County records, as of November 7, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1249 EMERALD CREST DR, BEDFORD, VA 24523-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on File |
| Deed Sale | Oct 2, 2023 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 230008242 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Oct 2, 2023 |
| Property Address | 1249 EMERALD CREST DR, BEDFORD, VA 24523-3215 |
| Document Number | 0230008242 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 230008242 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | ABSOLUTE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1249 EMERALD CREST DR, BEDFORD, VA 24523-3215 |
| Document Number | 0230008243 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 230008243 |
| Name | UNITED STATES DEPARTMENT OF AGRICUL |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Due | Oct 31, 2006 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 21, 2021 |
| Property Address | 1249 EMERALD CREST DR, BEDFORD, VA 24523-3215 |
| Document Number | 210007618 |
| Instrument Date | May 19, 2021 |
| Instrument | 210007618 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1249 EMERALD CREST DR, BEDFORD, VA 24523-3215 |
| Document Number | 210007619 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 210007619 |
| Name | BANK OF THE JAMES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Municipality | Bedford Town |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $899.00 Additional exemption filed | $109,650 | $219,300 Land $25,000 Building $194,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1249 Emerald Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1249 Emerald Crest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
May also be available: Xfinity.
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