1249 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1249 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 2025
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$336,500 (Apr 2025)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689954-002080`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689954-002080`
Alternative APN	`182926689954002080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,828 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,599 sqft (0.152 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	660 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	1249 DEEPWATER CIR
City	EAGLE LAKE
State	FL
Zip	33839-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 208
Legal Subdivision	RANCHES AT LAKE MECLEOD II
Legal Block	2
Legal Lot Number	208
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	14501

Owner

1249 Deepwater Cir is owned and occupied by two individuals who bought it in April 2025.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1249 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Deed Document Number	202593246
Deed Book / Page	13517 / 1887
Record Updated	Oct 29, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 22, 2025
Property Address	1249 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120
Document Number	0000093246
Book / Page	13517 / 1887
Map Reference	MB 198 PG 41
Instrument Date	Apr 17, 2025
Instrument	2025093246
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,355.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120

Mortgage

Document Number	0135171891
Date	Apr 22, 2025
Instrument	13517/1891

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Deepwater Cir was $1,067 with a homeowner's exemption, down 64.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,977 (+355.51%) Land $54,000 Building $191,977	$245,977 (+355.51%) Land $54,000 Building $191,977
2025	$1,067.00 (-64.89%)	$54,000 Land $54,000	$54,000 Land $54,000
2024	$3,039.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1249 Deepwater Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Deepwater Cir is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.