Isle Of Wight County property record for 12488 Windjammer Ct, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,258 sqft · built 2003 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Apr 2004) |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23G-06-044 |
| Primary APN | 23G-06-044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,258 sqft Living Area |
| 1st Floor Area | 3,804 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 12488 WINDJAMMER CT |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | LT 44 PH 5 GATLING PT SO PLAT 2-79-1 THRU 13 |
| Legal Subdivision | PLAT OF SUB GATLING POINTE SOUTH PH 5 |
| Legal Lot Number | 44 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | NEWPORT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 280104 |
Source: Isle Of Wight County assessment roll, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12488 WINDJAMMER CT, SMITHFIELD, VA 23430-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2004 · Amount on Record |
| Deed Sale | Apr 12, 2004 · Amount on Record |
| Prior Sale | Jan 31, 2003 · Amount on Record |
| Deed Document Number | 20042349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Jul 8, 2026 |
| Property Address | 12488 WINDJAMMER CT, SMITHFIELD, VA 23430-8123 |
| Document Number | 0000003276 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20263276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12488 WINDJAMMER CT, SMITHFIELD, VA 23430-8123 |
| Document Number | 0000003276, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20263276 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 7.5% |
|---|---|
| Max Rate | -1% |
Source: Isle Of Wight County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,358.00 | $562,400 (-) Land $85,000 Building $477,400 | $562,400 (-) Land $85,000 Building $477,400 |
| 2023 | $562,400 Land $85,000 Building $477,400 | $562,400 Land $85,000 Building $477,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1999–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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