Harrison County property record for 12487 McCully Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,375 sqft · built 1978 |
| Lot Size | 2.59 acres (113,256 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $413 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1308A-02-003.000 |
| Primary APN | 1308A-02-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,375 sqft Adjusted Area |
| 1st Floor Area | 2,295 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.59 acres) |
| Utility Building | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 015249 |
|---|---|
| Street Address | 12487 MCCULLY DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-9068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 305.2 FT W & 43.74 FT S OF NE COR SEC 5 ON S R/W LICKSKILLET RD S 75 DG 3 MN 50 SEC W 235 FT ALONG R/W S 545 FT E 98 FT N |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 05 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 3405 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12487 MCCULLY DR, BILOXI, MS 39532-9068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000089354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 12487 MCCULLY DR, BILOXI, MS 39532-9068 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12487 MCCULLY DR, BILOXI, MS 39532-9068 |
| Document Number | 20230005668TJ2 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023-0005668-T-J2 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | DIBERVILLE, MS 39540 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Oct 3, 2030 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413.00 Homeowner's exemption | $11,968 (+0.66%) | $119,681 (+0.66%) Land $23,813 Building $95,868 |
| 2024 | $413.00 (-0.48%) | ||
| 2023 | $415.00 (-0.48%) Homeowner's exemption | $11,890 | $118,894 Land $21,649 Building $97,245 |
| 2022 | $417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 33 (2005–2026) |
| Claims Outside the SFHA | 1 of 33 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 93% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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