12486 State Rd TT, Festus, MO 63028 Property Records

Jefferson County property record for 12486 State Rd TT, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,334 sqft · built 1970
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$154,100 (Feb 2018)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`198.033.00001017`

Property Details

APN / Parcel Number

Primary APN	`198.033.00001017`
Alternative APN	`1980330 001017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,334 sqft Living Area
Gross Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Construction Type	Masonry / Concrete Block
Lot Area	91,912 sqft
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Pool Area	162 sqft
Porch	Open Frame Porch
Porch Area	203 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12486 STATE ROAD TT
City	FESTUS
State	MO
Zip	63028-4396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	WILLIS ACRES LOT 7
Legal Range	6E
Legal Township	40N
Legal Section	33
Legal Subdivision	WILLIS
Legal Block	1
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1004
Census Tract	701404

Owner

12486 State Rd TT is owned and occupied by two individuals who bought it in February 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12486 STATE ROAD TT, FESTUS, MO 63028-4396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2018	Warranty Deed, Transfer · VA Mortgage CORNERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Deed Document Number	20182017R-005270
Prior Transfer Date	Jul 16, 2010
Prior Transfer Doc	0000023845
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12486 STATE ROAD TT, FESTUS, MO 63028-4396
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021R004466
Date	Feb 1, 2021
Instrument	2021R-004466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 21, 2018
Property Address	12486 STATE ROAD TT, FESTUS, MO 63028-4396
Document Number	0000005270
Instrument Date	Feb 16, 2018
Instrument	5270
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12486 STATE ROAD TT FESTUS MO 630284396, FESTUS, MO 63028-4396

Mortgage

Document Number	5271
Date	Feb 21, 2018
Instrument	5271

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12486 State Rd TT was $2,306, up 6.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,300 (-) Land $3,300 Building $33,000	$191,200 (-) Land $17,600 Building $173,600
2025	$2,306.00 (+6.46%)	$36,300 Land $3,300 Building $33,000	$191,200 (-) Land $17,600 Building $173,600
2024	$2,166.00 (+0.05%)		$191,200 (+6.88%) Land $17,600 Building $173,600
2023	$2,165.00	$33,900 Land $3,300 Building $30,600	$178,900 Land $17,600 Building $161,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12486 State Rd TT in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12486 State Rd TT is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL	50 / 10

May also be available: Spectrum, Wisper ISP.

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