12486 SE 176th Loop, Summerfield, FL 34491 Property Records

Marion County property record for 12486 SE 176th Loop, Summerfield, FL 34491

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2003
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2017)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Nov 2024 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6270-001-012`

Property Details

APN / Parcel Number

Primary APN	`6270-001-012`
Alternative APN	`3312864000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Finished/Screened Porch
Porch Area	168 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3312864000
Street Address	12486 SE 176TH LOOP
City	SUMMERFIELD
State	FL
Zip	34491-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PUD
Legal Description	SEC 31 TWP 17 RGE 24
Legal Range	24E
Legal Township	17S
Legal Section	31
Legal Subdivision	STONECREST
Legal Block	A
Legal Lot Number	12
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1022
Census Tract	706

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	2017067272
Deed Book / Page	6614 / 1403
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052

Mortgage

Document Number	0084631178
Date	Nov 6, 2024
Book Page	8463/1178
Instrument	2024146394

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074360295
Date	Apr 15, 2021
Book Page	7436/295
Instrument	2021049524

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066750710
Date	Nov 27, 2017
Book Page	6675/0710
Instrument	2017105941

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Document Number	0067630141
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12486 SE 176TH LOOP SUMMERFIELD FL 344918052, SUMMERFIELD, FL 34491-8052

Mortgage

Document Number	0067630141
Date	May 10, 2018
Book Page	006763/000141
Instrument	44846

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 25, 2017
Property Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Document Number	0066141403
Book / Page	6614 / 1403
Map Reference	MB7 PG142&143
Instrument Date	Jul 21, 2017
Instrument	2017067272
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FREEDOM TITLE & ESCROW CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 EL CAMINO REAL APT 504, 1550, THE VILLAGES, FL 32159-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12486 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052

Mortgage

Document Number	2017067273
Date	Jul 25, 2017
Instrument	2017067273

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (+11.62%) Homeowner's exemption	$220,702 (+5.99%) Land $61,800 Building $158,902	$309,951 (+1.19%) Land $61,800 Building $248,151
2023	$2,874.00 (+0.52%) Homeowner's exemption	$208,235 (+3%) Land $61,800 Building $146,435	$306,305 (+12.57%) Land $61,800 Building $244,505
2022	$2,859.00 Homeowner's exemption Widower's exemption	$202,170	$272,111 Land $51,900 Building $220,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SIDE CONSOLIDATED public/private · serves 40,251 people · EPA ID FL3424897
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Zito Media Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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