12482 Moates Dr, Ashland, VA 23005 Property Records

Hanover County property record for 12482 Moates Dr, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,600 sqft · built 1989
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jul 2011)
Tax Bill	$5,435 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7860-01-5819`

Property Details

APN / Parcel Number

Primary APN	`7860-01-5819`
Alternative APN	`10202154`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	515 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	720 sqft
Porch	Slab
Porch Area	628 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10202154
Street Address	12482 MOATES DR
City	ASHLAND
State	VA
Zip	23005-7160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	WINGFIELD FARMS LOT 3 SEC A
Legal Subdivision	WINGFIELD FARMS
Legal Lot Number	3
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	3
Census Block	3014
Census Tract	320500

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12482 MOATES DR, ASHLAND, VA 23005-7160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2011 · Amount on Record
Deed Sale	Jul 19, 2011 · Amount on Record
Prior Sale	Feb 20, 2009 · Amount on Record
Deed Book / Page	3005 / 3200
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12482 MOATES DR, ASHLAND, VA 23005-7160
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003361931
Date	Aug 24, 2022
Book Page	3361/931
Instrument	20220824000121200

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12482 MOATES DR, ASHLAND, VA 23005-7160
Document Number	3288992
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12482 MOATES DR ASHLAND VA 230057160, ASHLAND, VA 23005-7160

Mortgage

Document Number	3288992
Date	Dec 14, 2020
Book Page	003288/000992
Instrument	232250

Lender

Name	NFM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,435.00	$671,100 Land $190,300 Building $480,800	$671,100 Land $190,300 Building $480,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moates Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures